Steele County property record for 233 E Main St, Owatonna, MN 55060
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,708 sqft · built 1895 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $95,752 (Mar 2014) |
| Tax Bill | $3,414 (2026) |
| Deeds & Mortgages | Nov 2018 Mortgage May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-100-1406 |
| Primary APN | 17-100-1406 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,708 sqft Living Area |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1895 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 233 E MAIN ST |
|---|---|
| City | OWATONNA |
| State | MN |
| Zip | 55060-3054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIGINAL TOWN BLK 14 LOT 6 ORIG TOWN |
| Legal Subdivision | ORIGINAL TOWN |
| Legal Block | 14 |
| Legal Lot Number | 6 |
| Jurisdiction | STEELE MN |
| Township / Civil Division | OWATONNA |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 960400 |
Source: Steele County records · APN 17-100-1406
Assessment roll updated September 8, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 233 E MAIN ST, OWATONNA, MN 55060-3054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| May 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 26, 2014 · Amount on Record |
| Deed Sale | Mar 26, 2014 · Amount on Record |
| Prior Sale | Mar 17, 2009 · Amount on Record |
| Deed Document Number | 2014396194 |
| Prior Transfer Date | Apr 28, 2008 |
| Prior Transfer Doc | 0000357786 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEELE MN |
| Property Address | 233 E MAIN ST, OWATONNA, MN 55060-3054 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | A000421070 |
|---|---|
| Date | Nov 13, 2018 |
| Instrument | A000421070 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEELE MN |
| Property Address | 233 E MAIN ST, OWATONNA, MN 55060-3054 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | A000412948 |
|---|---|
| Date | May 15, 2017 |
| Instrument | A000412948 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Steele County records · Assessment roll updated September 8, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Steele County |
| Municipality | Owatonna City |
| Unified School District | Owatonna Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,414.00 (+4.34%) | ||
| 2025 | $246,200 (+9.47%) Land $32,300 Building $213,900 | $246,200 (+9.47%) Land $32,300 Building $213,900 | |
| 2023 | $3,272.00 Homeowner's exemption | $224,900 Land $25,200 Building $199,700 | $224,900 Land $25,200 Building $199,700 |
Source: FEMA National Flood Hazard Layer as of November 11, 2014 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 12 (2004–2016) |
| Claims Outside the SFHA | 4 of 12 |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| LTD Broadband Fixed Wireless | 150 / 130 |
| Midcontinent Communications Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 439 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Owatonna serves 26,430 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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