233 E Howard St, Clayton, NJ 08312 Property Records

Gloucester County and Clayton Borough property record for 233 E Howard St, Clayton, NJ 08312

Property Summary

Property Type	Single Family Home
Details	1,555 sqft · built 2004
Lot Size	2.56 acres (111,690 sqft)
Owner	Individual Name on Record
Last Sale	$357,000 (Oct 2024)
Tax Bill	$8,282 (2025)
Deeds & Mortgages	Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-01503-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`01-01503-0000-00001`
Alternative APNs	`0100041J00011` `010150300001`

Interior

Building Area	1,555 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	111,690 sqft
Lot Dimensions	150 ft deep x 100 ft wide

Location & Zoning

Old Parcel Number	0100041J00011
Street Address	233 E HOWARD ST
City	CLAYTON
State	NJ
Zip	08312-1239
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Description	INCL BLK 1503 LOTS 1 & 1-01
Legal Subdivision	CLAYTON BOROUGH
Legal Block	1503
Legal Lot Number	1
Jurisdiction	GLOUCESTER NJ
Township / Civil Division	CLAYTON
Census Block Group	2
Census Block	2007
Census Tract	501501

Owner

Source: Gloucester County and Clayton Borough records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	233 E HOWARD ST, CLAYTON, NJ 08312-1239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2024 · Amount on Record
Deed Sale	Oct 10, 2024 · Amount on Record
Prior Sale	Aug 30, 2004 · Amount on Record
Deed Document Number	202430385
Deed Book / Page	7076 / 256
Prior Transfer Date	Jul 3, 1996
Prior Transfer Doc	0000021574
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER NJ
Property Address	233 E HOWARD ST, CLAYTON, NJ 08312-1239
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045975
Date	Nov 20, 2017
Book Page	15276/167
Instrument	45975

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Aug 1, 2032

Tax Assessment & Valuation

Source: Gloucester County and Clayton Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Gloucester County
Municipality	Clayton Borough
Unified School District	Clayton Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$358,200 (+11.1%) Land $62,000 Building $296,200	$358,200 (+11.1%) Land $62,000 Building $296,200
2025	$8,282.00 (+3.8%)	$322,400 (+77.14%) Land $62,000 Building $260,400	$322,400 (+77.14%) Land $62,000 Building $260,400
2024	$7,979.00 (+13.6%)
2023		$182,000 Land $37,000 Building $145,000	$182,000 Land $37,000 Building $145,000
2022	$7,024.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 52% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOROUGH OF CLAYTON serves 8,179 people · EPA ID NJ0801001
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20