Mitchell County property record for 233 Dale Rd, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 888 sqft · built 1972 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $240,000 (Oct 2024) |
| Tax Bill | $1,134 (2026) |
| Deeds & Mortgages | May 2023 Sale Sep 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0799-03-30-3515 |
| Primary APN | 0799-03-30-3515 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 888 sqft Living Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Construction Type | Wood |
| Lot Area | 30,492 sqft (0.7 acres) |
| Heating System | Space Heater |
|---|
| Account Number | 555785644 |
|---|---|
| Street Address | 233 DALE RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-8537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1106 |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 950400 |
Source: Mitchell County records, as of September 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 233 DALE RD, SPRUCE PINE, NC 28777-8537 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2023 | Warranty Deed, Transfer |
| Sep 28, 2022 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| Sep 30, 2020 | Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 25, 2024 · Amount on Record |
| Deed Sale | Oct 25, 2024 · Amount on Record |
| Prior Sale | May 17, 2023 · Amount on Record |
| Deed Document Number | 20241743 |
| Deed Book / Page | 673 / 299 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | May 17, 2023 |
| Property Address | 233 DALE RD, SPRUCE PINE, NC 28777-8537 |
| Document Number | 000657/719 |
| Book / Page | 657 / 719 |
| Instrument Date | May 15, 2023 |
| Instrument | 2023001049 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $434.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 ANNIE DR, MARION, NC 28752-7374 |
| Name | Verified Name |
|---|---|
| Address | 233 DALE RD, SPRUCE PINE, NC 28777-8537 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 233 DALE RD, SPRUCE PINE, NC 28777-8537 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 233 DALE RD, SPRUCE PINE, NC 28777-8537 |
| Document Number | 000649/462 |
|---|---|
| Date | Sep 28, 2022 |
| Book Page | 649/462 |
| Instrument | 2022002724 |
| Name | LOANCARE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Sep 30, 2020 |
| Property Address | 233 DALE RD, SPRUCE PINE, NC 28777-8537 |
| Document Number | 000618/468 |
| Book / Page | 618 / 468 |
| Instrument Date | Sep 30, 2020 |
| Instrument | 2020001757 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $265.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 233 DALE RD, 233, SPRUCE PINE, NC 28777-8537 |
| Name | Verified Name |
|---|---|
| Address | 233 DALE RD, SPRUCE PINE, NC 28777-8537 |
| Document Number | 2020001758 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 2020001758 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Mitchell County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,134.00 | $177,200 (-) Land $24,900 Building $152,300 | |
| 2025 | $1,134.00 (+36.3%) | $177,200 (+34.14%) Land $24,900 Building $152,300 | |
| 2023 | $832.00 | $132,100 Land $24,900 Building $107,200 | $132,100 Land $24,900 Building $107,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SPRUCE PINE serves 5,661 people · EPA ID NC0161010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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