Oakland County property record for 233 Cloveridge Dr, Troy, MI 48084
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,092 sqft · built 1999 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $505,099 (Sep 2023) |
| Tax Bill | $6,609 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Oct 2025 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-28-477-030 |
| Primary APN | 88-20-28-477-030 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,092 sqft Living Area |
| 1st Floor Area | 981 sqft |
| Basement Area | 981 sqft |
| Unfinished Basement | 981 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 135 ft deep x 60 ft wide |
| Garage Area | 442 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 46 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 233 CLOVERIDGE DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48084-5445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1E |
| Legal Description | T2N, R11E, SEC 28 CLOVER RIDGE SUB NO 1 S 135 FT OF W 50 FT OF LOT 52 & S 135FT OF E 10 FT OF LOT 53 11-13-98 FR 024 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 28 |
| Legal Subdivision | CLOVER RIDGE SUB #1 |
| Legal Lot Number | 52 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 197600 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 233 CLOVERIDGE DR, TROY, MI 48084-5445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Mar 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Oct 2, 2025 | Intrafamily Transfer, Transfer |
| Aug 28, 2025 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 18, 2023 | Intrafamily Transfer, Transfer |
| Sep 8, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2023 · Amount on Record |
| Deed Sale | Sep 8, 2023 · Amount on Record |
| Prior Sale | Aug 19, 2016 · Amount on Record |
| Deed Document Number | 202398312 |
| Deed Book / Page | 58862 / 214 |
| Last Transfer Date | Dec 11, 2023 |
| Transfer Doc | 0000135952 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 233 CLOVERIDGE DR, TROY, MI 48084-5445 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2025 |
| Name | Verified Name |
|---|---|
| Address | 233 CLOVERIDGE DR, TROY, MI 48084-5445 |
| Document Number | 0000072799 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 55918/765 |
| Instrument | 72799 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2041 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 2, 2025 |
| Property Address | 233 CLOVERIDGE DR, TROY, MI 48084-5445 |
| Document Number | 0000123704 |
| Book / Page | 60575 / 392 |
| Map Reference | LB 17 PG 10 |
| Instrument Date | Sep 8, 2025 |
| Instrument | 123704 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 233 CLOVERIDGE DR, TROY, MI 48084-5445 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 233 CLOVERIDGE DR, TROY, MI 48084-5445 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Aug 28, 2025 |
| Property Address | 233 CLOVERIDGE DR, TROY, MI 48084-5445 |
| Document Number | 0000107541 |
| Book / Page | 60485 / 657 |
| Map Reference | LB 17 PG 10 |
| Instrument Date | Aug 26, 2025 |
| Instrument | 107541 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 233 CLOVERIDGE DR, TROY, MI 48084-5445 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 233 CLOVERIDGE DR, TROY, MI 48084-5445 |
| Document Number | 0060554172 |
|---|---|
| Date | Aug 28, 2025 |
| Instrument | 60554/172 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 182 Months |
| Due | Oct 1, 2040 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Dec 18, 2023 |
| Property Address | 233 CLOVERIDGE DR, TROY, MI 48084-5445 |
| Document Number | 0000135952 |
| Book / Page | 59067 / 193 |
| Map Reference | LB 17 PG 10 |
| Instrument Date | Dec 11, 2023 |
| Instrument | 135952 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 233 CLOVERIDGE DR, TROY, MI 48084-5445 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 233 CLOVERIDGE DR, TROY, MI 48084-5445 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 8, 2023 |
| Property Address | 233 CLOVERIDGE DR, TROY, MI 48084-5445 |
| Document Number | 0000098312 |
| Book / Page | 58862 / 214 |
| Map Reference | LB 17 PG 10 |
| Instrument Date | Sep 5, 2023 |
| Instrument | 98312 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,791.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 233 CLOVERIDGE DR, TROY, MI 48084-5445 |
| Name | Verified Name |
|---|---|
| Address | 233 CLOVERIDGE DR, TROY, MI 48084-5445 |
| Document Number | 0000100700 |
|---|---|
| Date | Sep 14, 2023 |
| Book Page | 58875/394 |
| Instrument | 100700 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,609.00 (+7.08%) | ||
| 2023 | $385,480 | ||
| 2022 | $6,172.00 | $192,740 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures