233 Chriscott Ln, Saluda, NC 28773 Property Records

Polk County property record for 233 Chriscott Ln, Saluda, NC 28773

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 952 sqft · built 1983
Lot Size	1.24 acres (54,014 sqft)
Owner	Individual Name on File
Last Sale	$470,000 (Jan 2025)
Tax Bill	$2,650 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`P5-81`

Property Details

APN / Parcel Number

Primary APN	`P5-81`
Alternative APN	`55685`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	952 sqft Finished Area
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1995
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Material	Shingle
Lot Area	54,014 sqft (1.24 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Account Number	55685
Street Address	233 CHRISCOTT LN
City	SALUDA
State	NC
Zip	28773
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16, P5 MAP P5
Legal Subdivision	MAP P5
Legal Lot Number	16
Jurisdiction	POLK NC
Township / Civil Division	SALUDA
Census Block Group	1
Census Block	1022
Census Tract	920303

Owner

Source: Polk County records · APN P5-81

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4391 INDIAN TRAIL FAIRVIEW RD, INDIAN TRAIL, NC 28079-9655
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 06, 2025	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Mar 27, 2023	Warranty Deed, Transfer
Oct 01, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Jan 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 31, 2025 · Amount on Record
Deed Sale	Jan 31, 2025 · Amount on Record
Prior Sale	Mar 27, 2023 · Amount on Record
Deed Document Number	0004762434
Deed Book / Page	476 / 2434
Record Updated	Jun 08, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	233 CHRISCOTT LN, SALUDA, NC 28773
Transaction Type	Mortgage
Record Updated	Oct 22, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3600 CHATEAU DR R135, R135, COLUMBIA, SC 29204-3910

Mortgage

Document Number	00494/2180
Date	Oct 06, 2025
Book Page	494/2180

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Mar 27, 2023
Property Address	233 CHRISCOTT LN, SALUDA, NC 28773
Document Number	00476/2434
Book / Page	476 / 2434
Map Reference	FILE D PG 163
Instrument Date	Mar 20, 2023
Transaction Type	Transfer
Record Updated	Apr 07, 2023

Transaction

Amount	Amount Recorded
Tax	$834.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1116 CHARLOTTE LN, MOUNT PLEASANT, SC 29464-4124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4391 INFDIAN TRAIL FAIRVIEW RD #B # B, B, INDIAN TRAIL, NC 28079-9656

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Oct 01, 2021
Property Address	233 CHRISCOTT LN, SALUDA, NC 28773
Document Number	463/1867
Book / Page	463 / 1867
Map Reference	FILE D PG 163
Instrument Date	Sep 29, 2021
Transaction Type	Transfer
Record Updated	Oct 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$701.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2429 GILES LN, 2429, MOUNT PLEASANT, SC 29466-7824

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1116 CHARLOTTE LN, MOUNT PLEASANT, SC 29464-4124

Mortgage

Document Number	4631870
Date	Oct 01, 2021
Instrument	463/1870

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	233 CHRISCOTT LN, SALUDA, NC 28773
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	431/626
Date	Jan 19, 2018
Book Page	431/626

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2048

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,650.00 (+89.83%)	$454,842 (+126.19%) Land $54,180 Building $400,662	$454,842 (+126.19%) Land $54,180 Building $400,662
2023	$1,396.00	$201,086 Land $26,560 Building $174,526
2021			$201,086 Land $26,560 Building $174,526

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 8, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	19 (1978–2024)
Claims Outside the SFHA	12 of 19
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims

Wildfire

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: Skyrunner, Spectrum, Wilkes Telephone Membership.

Based on FCC filings for 24 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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