233 Cherokee Cir, Jefferson, NC 28640 Property Records

Ashe County property record for 233 Cherokee Cir, Jefferson, NC 28640

Property Summary

Property TypeSingle Family Home
Details3,449 sqft · built 2005
Lot Size2.62 acres (114,214 sqft)
Owner2 Individual Names on File
Last Sale$415,000 (Oct 2018)
Tax Bill$3,409 (2026)
Deeds & MortgagesMay 2021 Mortgage
Oct 2018 Sale
Flood ZoneZone X (minimal risk)
APN09338-343-061

Property Details

APN / Parcel Number

Primary APN09338-343-061
Alternative APNs
  • 092997474727
  • 103340

Interior

Plumbing Fixtures15 Plumbing Fixtures
Building Area3,449 sqft Heated Area
Gross Area3,630 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleRustic
Lot Area114,214 sqft (2.62 acres)

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number103340
Old Parcel Number09338343061
Street Address233 CHEROKEE CIR
CityJEFFERSON
StateNC
Zip28640
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 61 (2.622 A)
Legal SubdivisionCANAWHAY SUBDIVISION
Legal Lot Number61
JurisdictionASHE NC
Township / Civil DivisionJEFFERSON
Census Block Group2
Census Block2033
Census Tract970801

Owner

233 Cherokee Cir is owned by two individuals who bought it in October 2018.

Source: Ashe County records, as of September 3, 2026

Owner of Record2 Individual Names on File
Mailing Address112 OAK RUN CT, LEWISVILLE, NC 27023-7500
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 27, 2021Deed of Trust, Mortgage · Commercial Mortgage
FIRST CITIZENS BANK & TRUST CO
Oct 19, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 19, 2018 · Amount on File
Deed SaleOct 19, 2018 · Amount on File
Prior SaleDec 16, 2005 · Amount on File
Deed Document Number20184728
Deed Book / Page495 / 1536
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHE NC
Property Address233 CHEROKEE CIR, JEFFERSON, NC 28640
Transaction TypeMortgage
Record UpdatedAug 22, 2023
Title CompanySTEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

NameVerified Name
Address112 OAK RUN CT, LEWISVILLE, NC 27023-7500

Mortgage

Document Number00527/1679
DateMay 27, 2021
Book Page527/1679
Instrument3059
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27603
Agreement
TypeCommercial Mortgage
AmountAmount on Record

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionASHE NC
Recording DateOct 19, 2018
Property Address233 CHEROKEE CIR, JEFFERSON, NC 28640
Document Number00495/1536
Book / Page495 / 1536
Instrument DateOct 9, 2018
Instrument000000004728
Transaction TypeTransfer
Record UpdatedAug 22, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address112 OAK RUN CT, LEWISVILLE, NC 27023-7500

Tax Assessment & Valuation

The 2026 property tax bill for 233 Cherokee Cir was $3,409.

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAshe County
Unified School DistrictAshe County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,409.00$677,800 (-) Land $60,000 Building $617,800$677,800 (-) Land $60,000 Building $617,800
2025$3,409.00$677,800 Land $60,000 Building $617,800$677,800 Land $60,000 Building $617,800
2023$3,205.00$677,800 Land $60,000 Building $617,800$677,800 Land $60,000 Building $617,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 233 Cherokee Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims3 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 233 Cherokee Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000

Cell Coverage

No cell data coverage reported

Nearby Properties on Cherokee Cir

Nearby Streets

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