233 Charlestowne Dr, Madison, MS 39110 Property Records

Madison County property record for 233 Charlestowne Dr, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	3,772 sqft · built 2009
Owner	2 Individual Names on File
Tax Bill	$3,961 (2025)
Deeds & Mortgages	Nov 2020 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072B-09C-197`

Property Details

APN / Parcel Number

Primary APN	`072B-09C-197`
Alternative APNs	`072B-09C-197/00.00` `45655`

Interior

Stories	1 Story
Building Area	3,772 sqft Adjusted Area
1st Floor Area	3,256 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	45655
Old Parcel Number	072B-09C-197/00.00
Street Address	233 CHARLESTOWNE DR
City	MADISON
State	MS
Zip	39110-6919
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 CHARLESTOWNE PART 1
Legal Range	02E
Legal Township	07N
Legal Section	09
Legal Subdivision	CHARLESTOWNE PT 1
Legal Lot Number	22
Jurisdiction	MADISON MS
Township / Civil Division	2
Census Block Group	2
Census Block	2011
Census Tract	30202

Owner

233 Charlestowne Dr is owned and occupied by two individuals who acquired it in August 2015.

Source: Madison County records, as of December 1, 2025

Owner of Record	2 Individual Names on File
Mailing Address	233 CHARLESTOWNE DR, MADISON, MS 39110-6919
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Deed of Trust, Mortgage ANGEL OAK HM LOANS
May 22, 2017	Deed of Trust, Mortgage BANKFIRST FIN'L SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2015
Deed Sale	Aug 6, 2015
Prior Sale	Jan 7, 2010
Deed Document Number	0003239356
Deed Book / Page	3239 / 356
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	233 CHARLESTOWNE DR, MADISON, MS 39110-6919
Document Number	0000910809
Instrument Date	Nov 12, 2020
Transaction Type	Mortgage
Record Updated	Nov 27, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	233 CHARLESTOWNE DR MADISON MS 391106919, MADISON, MS 39110-6919

Mortgage

Document Number	0000910809
Date	Nov 17, 2020
Book Page	003945/000952
Instrument	910809

Lender

Name	ANGEL OAK HM LOANS
Address	ATLANTA, GA 30328

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 16, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	233 CHARLESTOWNE DR, MADISON, MS 39110-6919
Document Number	0000812599
Book / Page	003478 / 000698
Instrument Date	May 22, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 CHARLESTOWNE DR MADISON MS 391106919, MADISON, MS 39110-6919

Mortgage

Document Number	0000812599
Date	May 16, 2017
Book Page	003478/000698
Instrument	812599

Lender

Name	BANKFIRST FIN'L SVCS
Type	Funding / Finance Company
Address	FLOWOOD, MS 39232

Agreement

Amount	Amount on Record
Term	240 Months
Due	May 15, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 233 Charlestowne Dr was $3,961 with a homeowner's exemption.

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,961.00 Homeowner's exemption	$36,567	$365,670 Land $65,000 Building $300,670
2024	$3,961.00
2023	$3,961.00 Homeowner's exemption	$36,567	$365,670 Land $65,000 Building $300,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 233 Charlestowne Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 233 Charlestowne Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
NETSPEEDMS Fixed Wireless	232 / 133
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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