233 Central St, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 233 Central St, Concord, MA 01742

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,804 sqft · built 1906
Lot Size	0.2 acres (8,710 sqft)
Owner	Trust Name on File
Last Sale	$47,500 (May 1977)
Tax Bill	$128 (2025)
Deeds & Mortgages	May 2023 Transfer Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CONC M:10D B:2563`

Property Details

APN / Parcel Number

Primary APN	`CONC M:10D B:2563`
Alternative APNs	`M:00010D B:02563-00000` `3730`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,804 sqft Living Area
Gross Area	3,310 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1960
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,710 sqft (0.2 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	3730
Street Address	233 CENTRAL ST
City	CONCORD
State	MA
Zip	01742-2996
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Block	2563
Jurisdiction	CONCORD MA
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2013
Census Tract	361200

Owner

233 Central St is owner-occupied and held in a trust since May 2023.

Source: Middlesex County and Concord Town records, as of April 14, 2026

Owner of Record	Trust Name on File
Mailing Address	233 CENTRAL ST, CONCORD, MA 01742-2996
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Quit Claim Deed, Transfer Quitclaim
Apr 19, 2018	Deed of Trust, Mortgage · Closed-End Mortgage DIGITAL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 1977 · Amount on File
Deed Sale	May 1, 1977 · Amount on File
Last Transfer Date	May 16, 2023
Transfer Doc	081540-401
Record Updated	Jun 8, 2026

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD MA
Recording Date	May 16, 2023
Property Address	233 CENTRAL ST, CONCORD, MA 01742-2996
Document Number	081540-401
Book / Page	81540 / 401
Instrument Date	May 16, 2023
Instrument	50613
Transaction Type	Transfer
Record Updated	Jun 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 CENTRAL ST, CONCORD, MA 01742-2996

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	233 CENTRAL ST, CONCORD, MA 01742-2996
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70894-488
Date	Apr 19, 2018
Book Page	70894/488
Instrument	53752

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	480 Months
Due	Apr 1, 2058

Tax Assessment & Valuation

The 2025 property tax bill for 233 Central St was $128, down 99% from the year before.

Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Concord Town
Elementary School District	Concord School District (PK - 08)
Secondary School District	Concord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$128.00 (-98.98%)	$968,200 (+1.76%) Land $526,400 Building $441,800	$1,399,350
2024	$12,493.00 (+16.38%)	$951,500 (+14.87%) Land $526,400 Building $425,100
2023	$10,735.00	$828,300 Land $478,500 Building $349,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 233 Central St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	20 units insured incl. 16 condo units
Nearby Flood Claims	2 (1990–2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 233 Central St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Concord Light Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Central St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures