233 Cedar St, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 233 Cedar St, Oneida, NY 13421

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details3,040 sqft · built 1965
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on Record
Last Sale$155,000 (Jun 2026)
Tax Bill$4,411 (2026)
Deeds & MortgagesJun 2026 Sale & Mortgage
APN251201 30.80-2-3

Property Details

APN / Parcel Number

Primary APN251201 30.80-2-3
Alternative APNs
  • 120103008000020030000000
  • INSIDE

Interior

Stories2 Stories
Building Area3,040 sqft Gross Area
Basement Area1,880 sqft
Unfinished Basement1,880 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Lot Area6,970 sqft (0.16 acres)
PorchSlab
Porch Area220 sqft

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address233 CEDAR ST
CityONEIDA
StateNY
Zip13421-2111
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeDC
Legal Block2
Legal Lot Number3.000
JurisdictionMADISON NY
Township / Civil DivisionONEIDA
Census Block Group2
Census Block2018
Census Tract30101

Owner

Source: Madison County and Oneida City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address401 OXFORD ST, ONEIDA, NY 13421-2213
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 15, 2026 · Amount on Record
Deed SaleJun 15, 2026 · Amount on Record
Prior SaleSep 8, 2015 · Amount on Record
Deed Document Number20262621
Prior Transfer DateSep 6, 2015
Prior Transfer Doc2015005382
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON NY
Recording DateJun 15, 2026
Property Address233 CEDAR ST, ONEIDA, NY 13421-2111
Document Number0000002621
Instrument DateJun 8, 2026
Instrument20262621
Transaction TypeTransfer
Record UpdatedJun 23, 2026
Title CompanyALLIED AMERICAN ABSTRACT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$62,620.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 OXFORD ST, ONEIDA, NY 13421-2213
InvestorPossibly a Property Investor

Mortgage

Document Number0000002622,
DateJun 15, 2026
Instrument20262622
Lender
NameNBH BANK NATIONAL ASSOCIATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Madison County and Oneida City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMadison County
MunicipalityOneida City
Unified School DistrictOneida City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,411.00 (-1.47%)
2025$4,477.00 (+99.69%)$90,000 (-) Land $12,900 Building $77,100$126,761 (+7.04%) Land $18,169 Building $108,592
2023$90,000 (-) Land $12,900 Building $77,100$118,421 (+9.21%) Land $16,974 Building $101,447
2022$2,242.00$90,000 Land $12,900 Building $77,100$108,434 Land $15,542 Building $92,892

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims44 (1996–2013)
Most Recent ClaimJun 2013 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2013 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEIDA CITY
serves 11,393 people · EPA ID NY2602381
Water SourceSurface water
Last State InspectionOct 2025
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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