233 Canvasback Dr, Havre De Grace, MD 21078 Property Records

Harford County property record for 233 Canvasback Dr, Havre De Grace, MD 21078

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,926 sqft · built 1993
Lot Size	0.216 acres (9,417 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Nov 2021 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-047483`

Property Details

APN / Parcel Number

Primary APN	`06-047483`
Alternative APNs	`6047483` `047483`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,926 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Siding
Lot Area	9,417 sqft (0.216 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	170 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	047483
Street Address	233 CANVASBACK DR
City	HAVRE DE GRACE
State	MD
Zip	21078-4207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 197 9417 SF 233 CANVASBACK DRIVE GRACE HARBOUR P5 P 73/44
Legal Subdivision	AMENDED PLAT 5 GRACE HARBOUR
Legal Lot Number	197
Jurisdiction	HARFORD MD
Township / Civil Division	6, HAVRE DE GRACE
Census Block Group	3
Census Block	3014
Census Tract	306400

Owner

233 Canvasback Dr is owned and occupied by an individual who acquired it in July 2019.

Source: Harford County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	233 CANVASBACK DR, HAVRE DE GRACE, MD 21078-4207
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jul 25, 2019	Quit Claim Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2019
Deed Sale	Jul 25, 2019
Prior Sale	Dec 29, 2004 · Amount on File
Deed Book / Page	13361 / 317
Prior Transfer Date	Jun 24, 2019
Prior Transfer Doc	0133610317
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	233 CANVASBACK DR, HAVRE DE GRACE, MD 21078-4207
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	CLOSELINE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0152070320
Date	Nov 24, 2021
Book Page	15207/320

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Aug 1, 2051

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARFORD MD
Recording Date	Jul 25, 2019
Property Address	233 CANVASBACK DR, HAVRE DE GRACE, MD 21078-4207
Document Number	0133610317
Book / Page	013361 / 000317
Instrument Date	Jun 24, 2019
Transaction Type	Transfer
Record Updated	Aug 5, 2019
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	233 CANVASBACK DR HAVRE DE GRACE MD 210784207, HAVRE DE GRACE, MD 21078-4207

Mortgage

Document Number	133610321
Date	Jul 25, 2019
Book Page	013361/000321

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 24, 2049

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Municipality	Havre De Grace City
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	Homeowner's exemption	$321,467 (+6.05%)	$339,800 (-) Land $93,800 Building $246,000
2025	Homeowner's exemption	$303,133	$339,800 Land $93,800 Building $246,000
2023		$271,767	$284,800 Land $90,100 Building $194,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 233 Canvasback Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2013–2025)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 233 Canvasback Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAVRE DE GRACE serves 14,000 people · EPA ID MD0120012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	Organic carbon removal Oct 2023
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
IQ Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

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