233 Byrnbrae St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 233 Byrnbrae St, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,640 sqft · built 1951
Lot Size	0.554 acres (24,115 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Jul 2024)
Tax Bill	$5,070 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-34-303-006`

Property Details

APN / Parcel Number

Primary APN	`8913-34-303-006`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,640 sqft Living Area
1st Floor Area	1,290 sqft
Basement Area	1,290 sqft
Finished Basement	500 sqft
Unfinished Basement	1,290 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,115 sqft (0.554 acres)
Lot Dimensions	92 ft deep x 190 ft wide
Garage Type	Mixed
Garage Area	1,012 sqft
Parking Spaces	4 Parking Spaces
Deck Area	256 sqft
Patio Area	256 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	233 BYRNBRAE ST
City	WATERLOO
State	IA
Zip	50701-3824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BYRNBRAE REPLAT LOT 46
Legal Range	13W
Legal Township	89N
Legal Section	34
Legal Subdivision	BYRNBRAE REPLAT
Legal Lot Number	46
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1029
Census Tract	1400

Owner

233 Byrnbrae St is owned and occupied by two individuals who bought it in July 2024.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	233 BYRNBRAE ST, WATERLOO, IA 50701-3824
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2018	Deed of Trust, Mortgage COLLINS COMMUNITY CREDIT UNION
Aug 3, 2018	Deed of Trust, Mortgage COLLINS COMMUNITY CREDIT UNION
Jun 11, 2018	Deed of Trust, Mortgage VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2024 · Amount on File
Deed Sale	Jul 30, 2024 · Amount on File
Prior Sale	Aug 3, 2018 · Amount on File
Deed Document Number	202417962
Prior Transfer Date	Dec 30, 2008
Prior Transfer Doc	2009012320
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	233 BYRNBRAE ST, WATERLOO, IA 50701-3824
Transaction Type	Mortgage
Record Updated	Nov 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900001896
Date	Aug 3, 2018
Instrument	201900001896

Lender

Name	COLLINS COMMUNITY CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record
Term	113 Months
Due	Jan 1, 2028

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	233 BYRNBRAE ST, WATERLOO, IA 50701-3824
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900001895
Date	Aug 3, 2018
Instrument	201900001895

Lender

Name	COLLINS COMMUNITY CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record
Term	353 Months
Due	Jan 1, 2048

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	233 BYRNBRAE ST, WATERLOO, IA 50701-3824
Transaction Type	Mortgage
Record Updated	Jul 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800020287
Date	Jun 11, 2018
Instrument	201800020287

Lender

Name	VERIDIAN CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record
Term	175 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 233 Byrnbrae St was $5,070, down 3.7% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,070.00 (-3.72%)	$273,910 Land $36,390 Building $237,520	$273,910 Land $36,390 Building $237,520
2024	$5,266.00
2023		$242,730 (+29.91%) Land $36,390 Building $206,340	$242,730 Land $36,390 Building $206,340
2022	$3,908.00 Homeowner's exemption	$186,850 Land $36,390 Building $150,460
2021			$186,850 Land $36,390 Building $150,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 233 Byrnbrae St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1980)
Most Recent Claim	Jun 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 233 Byrnbrae St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, T-Mobile.

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