233 Birchwood Ln, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 233 Birchwood Ln, Beech Mountain, NC 28604

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,768 sqft · built 2006
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Oct 2020)
Tax Bill	$1,726 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Jan 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1950-13-6325-000`

Property Details

APN / Parcel Number

Primary APN	`1950-13-6325-000`
Alternative APN	`1818814`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,768 sqft Living Area
1st Floor Area	644 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Garage Area	480 sqft
Porch	Porch
Porch Area	40 sqft
Patio Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	1818814
Street Address	233 BIRCHWOOD LN
City	BEECH MOUNTAIN
State	NC
Zip	28604-8086
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 ATRIUM
Legal Subdivision	ATRIUM
Legal Lot Number	7
Jurisdiction	WATAUGA NC
Township / Civil Division	LAUREL CREEK
Census Block Group	1
Census Block	1046
Census Tract	921000

Owner

233 Birchwood Ln is owned by two individuals who bought it in October 2020.

Source: Watauga County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3903 TOP FLITE LN, MASON, OH 45040-4724
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS UNION BANK
Jan 28, 2021	Grant Deed, Transfer ATTORNEY ONLY
Oct 5, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Sep 30, 2019	Warranty Deed, Transfer · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2020 · Amount on File
Deed Sale	Oct 5, 2020 · Amount on File
Prior Sale	Sep 30, 2019 · Amount on File
Deed Document Number	2020696225
Deed Book / Page	2129 / 537
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	233 BIRCHWOOD LN, BEECH MOUNTAIN, NC 28604-8086
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019010667
Date	Jan 25, 2017
Book Page	1901/0667
Instrument	655112

Lender

Name	HIGHLANDS UNION BANK
Type	Bank
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2032

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WATAUGA NC
Recording Date	Jan 28, 2021
Property Address	233 BIRCHWOOD LN, BEECH MOUNTAIN, NC 28604-8086
Document Number	0021620088
Book / Page	002162 / 000088
Instrument Date	Jan 27, 2021
Instrument	701569
Transaction Type	Transfer
Record Updated	Mar 5, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3903 TOP FLITE LN MASON OH 450404724, MASON, OH 45040-4724

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Oct 5, 2020
Property Address	233 BIRCHWOOD LN, BEECH MOUNTAIN, NC 28604-8086
Document Number	0021290537
Book / Page	002129 / 000537
Instrument Date	Oct 1, 2020
Instrument	696225
Transaction Type	Transfer
Record Updated	Oct 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3903 TOP FLITE LN MASON OH 450404724, MASON, OH 45040-4724

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Sep 30, 2019
Property Address	233 BIRCHWOOD LN, BEECH MOUNTAIN, NC 28604-8086
Document Number	0020510165
Book / Page	002051 / 000165
Instrument Date	Sep 19, 2019
Instrument	683090
Transaction Type	Transfer
Record Updated	Oct 16, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5225 ATLANTIC VW ST AUGUSTINE FL 320807145, ST AUGUSTINE, FL 32080-7145

Mortgage

Document Number	20510168
Date	Sep 30, 2019
Book Page	002051/000168
Instrument	683091

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 233 Birchwood Ln was $1,726.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Beech Mountain Town
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$506,700 (-) Land $14,900 Building $491,800
2025	$1,726.00	$506,700 Land $14,900 Building $491,800
2024			$506,700 Land $14,900 Building $491,800
2023		$506,700 Land $14,900 Building $491,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 233 Birchwood Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2011–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 233 Birchwood Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BEECH MOUNTAIN serves 2,468 people · EPA ID NC0195104
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Birchwood Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures