233 Bay Rd, Hadley, MA 01035 Property Records

Hampshire County and Hadley Town property record for 233 Bay Rd, Hadley, MA 01035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,244 sqft · built 1929
Lot Size	0.979 acres (42,632 sqft)
Owner	Individual Name on Record
Last Sale	$278,000 (Jun 2017)
Tax Bill	$3,637 (2026)
Deeds & Mortgages	Dec 2021 Refinance Dec 2022 Refinance + 6 more
APN	`HADL M:0009 B:0002 L:0001`

Property Details

APN / Parcel Number

Primary APN	`HADL M:0009 B:0002 L:0001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,244 sqft Living Area
Gross Area	2,250 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1973
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	42,632 sqft (0.979 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	233 BAY RD
City	HADLEY
State	MA
Zip	01035-9780
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Block	2
Legal Lot Number	1
Jurisdiction	HADLEY MA
Township / Civil Division	HADLEY
Census Block Group	4
Census Block	4045
Census Tract	821400

Owner

Source: Hampshire County and Hadley Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	233 BAY RD, HADLEY, MA 01035-9780
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PIONEER VALLEY CU
Dec 19, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PIONEER VALLEY CU
Sep 10, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance PIONEER VALLEY CU
Nov 1, 2023	Quit Claim Deed, Transfer Quitclaim
Oct 6, 2020	Deed of Trust, Mortgage · Line of Credit PIONEER VALLEY CU
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage PIONEER VLY CU
Dec 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage PIONEER VLY CU
Jun 15, 2017	Quit Claim Deed, Transfer · Conventional Mortgage PIONEER VLY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2017 · Amount on Record
Deed Sale	Jun 15, 2017 · Amount on Record
Deed Book / Page	12651 / 239
Last Transfer Date	Dec 6, 2024
Transfer Doc	015301-228
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HADLEY MA
Property Address	233 BAY RD, HADLEY, MA 01035-9780
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014404-33
Date	Dec 28, 2021
Book Page	14404/33
Instrument	32275

Lender

Name	PIONEER VALLEY CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HADLEY MA
Property Address	233 BAY RD, HADLEY, MA 01035-9780
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014763-36
Date	Dec 19, 2022
Book Page	14763/36
Instrument	25766

Lender

Name	PIONEER VALLEY CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	229 Months
Due	Jan 1, 2042

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HADLEY MA
Property Address	233 BAY RD, HADLEY, MA 01035-9780
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015232-57
Date	Sep 10, 2024
Book Page	15232/57
Instrument	14000

Lender

Name	PIONEER VALLEY CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2044

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HADLEY MA
Recording Date	Nov 1, 2023
Property Address	233 BAY RD, HADLEY, MA 01035-9780
Document Number	014999-110
Book / Page	14999 / 110
Instrument Date	Oct 24, 2023
Instrument	17212
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 HAWLEY ST, NORTHAMPTON, MA 01060-3567

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HADLEY MA
Property Address	233 BAY RD, HADLEY, MA 01035-9780
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13804-161
Date	Oct 6, 2020
Book Page	13804/161
Instrument	20625

Lender

Name	PIONEER VALLEY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HADLEY MA
Property Address	233 BAY RD, HADLEY, MA 01035-9780
Document Number	13708-68
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 BAY RD HADLEY MA 010359780, HADLEY, MA 01035-9780

Mortgage

Document Number	13708-68
Date	Jul 24, 2020
Book Page	013708/000068
Instrument	14295

Lender

Name	PIONEER VLY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 23, 2035

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HADLEY MA
Property Address	233 BAY RD, HADLEY, MA 01035-9780
Document Number	12847-81
Book / Page	012847 / 000081
Instrument Date	Dec 27, 2017
Transaction Type	Mortgage
Record Updated	Jan 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12847-81
Date	Jan 2, 2018
Book Page	012847/000081
Instrument	14

Lender

Name	PIONEER VLY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2028

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HADLEY MA
Recording Date	Jun 15, 2017
Property Address	233 BAY RD, HADLEY, MA 01035-9780
Document Number	12651-239
Book / Page	012651 / 000239
Instrument Date	Jun 8, 2017
Instrument	11453
Transaction Type	Transfer
Record Updated	Jul 4, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,267.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	24 UPPER RD SOUTH HADLEY MA 01075, SOUTH HADLEY, MA 01075

Mortgage

Document Number	12651-242
Date	Jun 15, 2017
Book Page	012651/000242
Instrument	11454

Lender

Name	PIONEER VLY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2047

Tax Assessment & Valuation

Source: Hampshire County and Hadley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Hadley Town
Unified School District	Hadley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,637.00 (+3.94%)	$317,400 (+5.48%) Land $146,200 Building $171,200	$375,168 (-15.85%)
2025	$3,499.00 (+4.82%)	$300,900 (+2.66%) Land $133,000 Building $167,900	$445,835 (+0.26%)
2024	$3,338.00 (-1.3%)	$293,100 (-) Land $133,000 Building $160,100	$444,695
2023	$3,382.00	$293,100 Land $133,000 Building $160,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2019–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2021 · Tropical Storm Henri

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HADLEY DPW WATER DIVISION serves 4,819 people · EPA ID MA1117002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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