233 Baker Rdg Rd, Baker, WV 26801 Property Records

Hardy County property record for 233 Baker Rdg Rd, Baker, WV 26801

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,636 sqft · built 2007
Lot Size	5.65 acres (246,114 sqft)
Owner	2 Individual Names on File
Last Sale	$369,900 (Jun 2021)
Tax Bill	$2,026 (2026)
Deeds & Mortgages	Jul 2023 Reverse Mortgage May 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-329-0087.0000`

Property Details

APN / Parcel Number

Primary APN	`02-329-0087.0000`
Alternative APN	`16-02-329-0087.0000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	16 Rooms
Stories	1 Story
Building Area	3,636 sqft Living Area
1st Floor Area	3,116 sqft
Basement Area	1,322 sqft
Finished Basement	1,322 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Other
Construction Type	Frame
Lot Area	246,114 sqft (5.65 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	233 BAKER RIDGE RD
City	BAKER
State	WV
Zip	26801-5601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOST RIVER CROSSING SD LOT 6 5.65 AC CHRISTENSEN
Legal Subdivision	LOST RIVER CROSSING SD
Legal Lot Number	6
Jurisdiction	HARDY WV
Township / Civil Division	LOST RIVER
Census Block Group	1
Census Block	1045
Census Tract	970202

Owner

233 Baker Rdg Rd is owned and occupied by two individuals who bought it in June 2021.

Source: Hardy County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	233 BAKER RIDGE RD, BAKER, WV 26801-5601
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · Reverse Mortgage NAVY FEDERAL CREDIT UNION
May 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PENDELTON COMMUNITY BANK
Jun 22, 2021	Deed, Transfer · Stand-Alone First Mortgage PENDELTON COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2021 · Amount on File
Deed Sale	Jun 22, 2021 · Amount on File
Prior Sale	Dec 1, 2006 · Amount on File
Deed Document Number	2021223764
Deed Book / Page	359 / 472
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDY WV
Property Address	233 BAKER RIDGE RD, BAKER, WV 26801-5601
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000347/250
Date	Jul 31, 2023
Book Page	347/250
Instrument	233132

Lender

Name	NAVY FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	481 Months
Due	Aug 1, 2063

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDY WV
Property Address	233 BAKER RIDGE RD, BAKER, WV 26801-5601
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000339/901
Date	May 4, 2022
Book Page	339/901
Instrument	228202

Lender

Name	PENDELTON COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDY WV
Recording Date	Jun 22, 2021
Property Address	233 BAKER RIDGE RD, BAKER, WV 26801-5601
Document Number	000359/472
Book / Page	359 / 472
Instrument Date	Jun 14, 2021
Instrument	223764
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 HOOK TRAIL RD, MATHIAS, WV 26812-8494

Mortgage

Document Number	0000223766
Date	Jun 22, 2021
Instrument	223766

Lender

Name	PENDELTON COMMUNITY BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 233 Baker Rdg Rd was $2,026, up 0.8% from the year before.

Source: Hardy County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Hardy County
Unified School District	Hardy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,026.00 (+0.85%)	$263,820 (+1.01%) Land $22,920 Building $240,900	$439,700 (+1.01%) Land $38,200 Building $401,500
2025	$2,009.00	$261,180 Land $22,920 Building $238,260	$435,300 Land $38,200 Building $397,100
2023	$1,947.00	$252,180 Land $22,920 Building $229,260	$420,300 Land $38,200 Building $382,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 233 Baker Rdg Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 233 Baker Rdg Rd is moderate, ranking above 46% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 66% of West Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hardy Telecommunications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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