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233 81st St, Niagara Falls, NY 14304 Property Records

Niagara County and Niagara Falls City property record for 233 81st St, Niagara Falls, NY 14304

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,832 sqft · built 1918
Lot Size0.105 acres (4,600 sqft)
OwnerIndividual Name on File
Last Sale$96,000 (Oct 2018)
Tax Bill$4,808 (2026)
Deeds & MortgagesOct 2018 Mortgage
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN291100 161.69-1-39

Property Details

APN / Parcel Number

Primary APN291100 161.69-1-39
Alternative APNs
  • 11001610690001039000
  • 15/0771

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,832 sqft Living Area
1st Floor Area1,052 sqft
2nd Floor Area780 sqft

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1918
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area4,600 sqft (0.105 acres)
Lot Dimensions115 ft deep x 40 ft wide
PorchSlab
Porch Area384 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number15/0771.
Street Address233 81ST ST
CityNIAGARA FALLS
StateNY
Zip14304-4215
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-C
Legal DescriptionTM 445 BL U LOT 30
Legal Block1
Legal Lot Number39.000
JurisdictionNIAGARA NY
Township / Civil DivisionNIAGARA FALLS
Census Block Group2
Census Block2004
Census Tract22200

Owner

233 81st St is owned and occupied by an individual who bought it in October 2018.

Source: Niagara County and Niagara Falls City records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address233 81ST ST, NIAGARA FALLS, NY 14304-4215
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2018Deed of Trust, Mortgage · Conventional with PMI
NEIGHBORHOOD ASSISTANCE CORP/A
Oct 15, 2018Warranty Deed, Transfer
CITIBANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 15, 2018 · Amount on File
Deed SaleOct 15, 2018 · Amount on File
Deed Document Number201818067
Prior Transfer DateFeb 14, 2000
Prior Transfer Doc2998000037
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNIAGARA NY
Property Address233 81ST ST, NIAGARA FALLS, NY 14304-4215
Document Number0000018285
Instrument DateOct 15, 2018
Transaction TypeMortgage
Record UpdatedOct 29, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
Address233 81ST ST NIAGARA FALLS NY 143044215, NIAGARA FALLS, NY 14304-4215

Mortgage

Document Number0000018285
DateOct 18, 2018
Instrument18285
Lender
NameNEIGHBORHOOD ASSISTANCE CORP/A
AddressROXBURY, MA 02119
Agreement
TypeConventional with PMI
AmountAmount on Record

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNIAGARA NY
Recording DateOct 15, 2018
Property Address233 81ST ST, NIAGARA FALLS, NY 14304-4215
Document Number0000018067
Instrument DateSep 25, 2018
Instrument18067
Transaction TypeTransfer
Record UpdatedNov 13, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$384.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address723 PERRY ST BUFFALO NY 142101425, BUFFALO, NY 14210-1425

Mortgage

Document Number18068
DateOct 15, 2018
Instrument18068
Lender
NameCITIBANK
TypeBank
AddressO'FALLON, MO 63368-2240
Agreement
AmountAmount on Record
Term360 Months
DueOct 14, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 233 81st St was $4,808, up 18.3% from the year before.

Source: Niagara County and Niagara Falls City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNiagara County
MunicipalityNiagara Falls City
Unified School DistrictNiagara Falls City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,808.00 (+18.31%)
2025$4,064.00$66,100 Land $4,100 Building $62,000$146,900 Land $9,112 Building $137,788
2023$66,100 Land $4,100 Building $62,000$122,400 Land $7,592 Building $114,808

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 233 81st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 233 81st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNIAGARA FALLS WATER BOARD
serves 50,193 people · EPA ID NY3100568
Water SourceSurface water
Last State InspectionMay 2024
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

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