23290 Flory Rd, Defiance, OH 43512 Property Records

Defiance County property record for 23290 Flory Rd, Defiance, OH 43512

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,810 sqft · built 1986
Lot Size	2.25 acres (98,010 sqft)
Owner	2 Individual Names on File
Last Sale	$181,500 (Aug 2016)
Tax Bill	$2,877 (2025)
Deeds & Mortgages	Aug 2022 Mortgage May 2021 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`I130002000703`

Property Details

APN / Parcel Number

Primary APN	`I130002000703`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,810 sqft Living Area
Gross Area	6,332 sqft
1st Floor Area	2,590 sqft
Upper Floors Area	220 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Cathedral/Clerestory
Lot Area	98,010 sqft (2.25 acres)
Garage Type	Attached - Unfinished
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Patio Area	320 sqft
Silo	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	23290 FLORY RD
City	DEFIANCE
State	OH
Zip	43512-9626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 2 NE NW
Jurisdiction	DEFIANCE OH
Township / Civil Division	NOBLE
Census Block Group	3
Census Block	3022
Census Tract	958100

Owner

23290 Flory Rd is owned and occupied by two individuals who bought it in August 2016.

Source: Defiance County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23290 FLORY RD, DEFIANCE, OH 43512-9626
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK & TRUST CO
May 24, 2021	Deed of Trust, Mortgage · Construction Mortgage THE STATE BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2016 · Amount on File
Deed Sale	Aug 30, 2016 · Amount on File
Prior Sale	May 7, 2007 · Amount on File
Deed Document Number	20163742
Deed Book / Page	398 / 808
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	23290 FLORY RD, DEFIANCE, OH 43512-9626
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000451/95
Date	Aug 9, 2022
Book Page	451/95
Instrument	202200003690

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	23290 FLORY RD, DEFIANCE, OH 43512-9626
Transaction Type	Mortgage
Record Updated	Jun 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23290 FLORY RD, DEFIANCE, OH 43512-9626

Mortgage

Document Number	438/2131
Date	May 24, 2021
Book Page	438/2131
Instrument	202100002821

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Jun 1, 2022
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	4.25%
Index	1-Year CMT
Max Rate	8.25%

Tax Assessment & Valuation

The 2025 property tax bill for 23290 Flory Rd was $2,877.

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Noble Township
Unified School District	Northeastern Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,877.00	$83,760 (-) Land $6,950 Building $76,810
2024	$2,877.00 (-1.3%)	$83,760 (-) Land $6,950 Building $76,810	$239,330 (+0.01%) Land $19,870 Building $219,460
2023	$2,915.00 (+5.08%)	$83,760 (+24.7%) Land $6,950 Building $76,810	$239,314 Land $19,857 Building $219,457
2022	$2,774.00	$67,170 Land $6,320 Building $60,850
2020			$191,920 Land $18,070 Building $173,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 23290 Flory Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Mar 1982 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23290 Flory Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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