2329 Garcon Point Rd, Milton, FL 32583 Property Records

Santa Rosa County property record for 2329 Garcon Point Rd, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 3,108 sqft · built 2022
Lot Size	13.6 acres (596,336 sqft)
Owner	2 Individual Names on File
Last Sale	$49,000 (Aug 2019)
Tax Bill	$6,087 (2024)
Deeds & Mortgages	Apr 2023 Second Mortgage Aug 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-1S-28-0000-00110-0000`

Property Details

APN / Parcel Number

Primary APN	`14-1S-28-0000-00110-0000`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	3,108 sqft Heated Area
1st Floor Area	5,058 sqft
Attic	Attic
Attic Area	1,572 sqft
Flooring	Laminate Plank
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2022
Exterior Material	Fiber Cement Siding
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	596,336 sqft (13.6 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	141S280000001100000
Street Address	2329 GARCON POINT RD
City	MILTON
State	FL
Zip	32583-3324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	DESCRIPTION PER DEED 2019 COM ON N LINE OF SECTION 14 TOWNSHP 1 SOUTH RANGE 28 WEST AT W R/W OF SRD #191 THN S1*10 '15W ON
Legal Range	28W
Legal Township	01S
Legal Section	14
Legal Subdivision	WEST
Legal Lot Number	47
Jurisdiction	SANTA ROSA FL
Township / Civil Division	BAGDAD
Census Block Group	1
Census Block	1021
Census Tract	10710

Owner

2329 Garcon Point Rd is owned and occupied by two individuals who bought it in August 2019.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2329 GARCON POINT RD, MILTON, FL 32583-3324
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PEN AIR FCU
Aug 13, 2019	Warranty Deed, Transfer · Conventional Mortgage PINK LC
Aug 13, 2019	Correction Deed CITIZENS TITLE COMPANY, CITIZENS TITLE GROUP INC
Nov 7, 2018	Quit Claim Deed, Transfer Quitclaim
Oct 31, 2018	Warranty Deed, Transfer RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2019 · Amount on File
Deed Sale	Aug 13, 2019 · Amount on File
Prior Sale	Nov 7, 2018
Deed Document Number	0003859872
Deed Book / Page	3859 / 872
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2329 GARCON POINT RD, MILTON, FL 32583-3324
Transaction Type	Mortgage
Record Updated	Apr 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2329 GARCON POINT RD, MILTON, FL 32583-3324

Mortgage

Document Number	0043830907
Date	Apr 10, 2023
Book Page	4383/907
Instrument	202315014

Lender

Name	PEN AIR FCU
Type	Credit Union
Address	PENSACOLA, FL 32514

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 22, 2043

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 13, 2019
Property Address	2329 GARCON POINT RD, MILTON, FL 32583-3324
Document Number	0038590872
Book / Page	003859 / 000872
Instrument Date	Aug 13, 2019
Instrument	35477
Transaction Type	Transfer
Record Updated	Oct 7, 2019
Title Company	CITIZENS TITLE COMPANY, CITIZENS TITLE GROUP INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$343.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7650 LAWTON ST PENSACOLA FL 325146198, PENSACOLA, FL 32514-6198

Mortgage

Document Number	38590874
Date	Aug 13, 2019
Book Page	003859/000874
Instrument	35478

Lender

Name	PINK LC
Address	PO BOX 6180, NAVARRE, FL 32566-1780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	24 Months
Due	Aug 12, 2021

August 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 13, 2019
Property Address	2329 GARCON POINT RD, MILTON, FL 32583-3324
Document Number	0038590861
Book / Page	003859 / 000861
Instrument Date	Aug 13, 2019
Instrument	35475
Record Updated	Oct 2, 2019
Title Company	CITIZENS TITLE COMPANY, CITIZENS TITLE GROUP INC

Transaction

Amount	Amount on Record
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 0180 NAVARRE FL 32566, NAVARRE, FL 32566
Investor	Possibly a Property Investor

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 7, 2018
Property Address	2329 GARCON POINT RD, MILTON, FL 32583-3324
Document Number	0037810290
Book / Page	003781 / 000290
Instrument Date	Nov 6, 2018
Instrument	47988
Transaction Type	Transfer
Record Updated	Jan 3, 2019

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 6180 NAVARRE FL 325661780, NAVARRE, FL 32566-1780

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 31, 2018
Property Address	2329 GARCON POINT RD, MILTON, FL 32583-3324
Document Number	0037781721
Book / Page	003778 / 001721
Instrument Date	Oct 30, 2018
Instrument	46867
Transaction Type	Transfer
Record Updated	Dec 14, 2018
Title Company	RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Transaction

Amount	Amount on Record
Tax	$364.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6180 NAVARRE FL 325661780, NAVARRE, FL 32566-1780

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,087.00 (+1.5%) Homeowner's exemption	$558,841 (+3%)	$631,303 (+5.46%) Land $86,247 Building $545,056
2023	$5,997.00 (+988.38%)	$542,564 (+1,079.54%)	$598,598 (+1,201.36%) Land $63,247 Building $535,351
2022	$551.00	$45,998	$45,998 Land $45,998

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2329 Garcon Point Rd in Zone X, an area of minimal flood risk, though there have been 153 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 469 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	469 in force
Nearby Flood Claims	153 (2004–2022)
Claims Outside the SFHA	14 of 153
Most Recent Claim	Feb 2022 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 117 claims Hurricane Frances, Sep 2004 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2329 Garcon Point Rd is high, ranking above 81% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 71% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	75 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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