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2329 Clearwater Rd, Athens, TN 37303 Property Records

McMinn County property record for 2329 Clearwater Rd, Athens, TN 37303

Property Summary

Property TypeSingle Family Home
Details0.5 ba · 1,784 sqft · built 1940
Lot Size6.18 acres (269,201 sqft)
OwnerCompany Name on File
Last Sale$225,941 (Dec 2019)
Tax Bill$589 (2025)
Deeds & MortgagesDec 2019 Sale
Oct 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN054047K A 01200

Property Details

APN / Parcel Number

Primary APN054047K A 01200
Alternative APNs
  • 047K A 01200 00001047K
  • 047K A 01200

Interior

Full Baths0.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,784 sqft Living Area
1st Floor Area1,784 sqft
Basement Area1,800 sqft
Unfinished Basement1,800 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1955
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area269,201 sqft (6.18 acres)
Lot Dimensions111 ft deep x 130 ft wide
TerrainRolling
PorchSlab
Porch Area216 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2329 CLEARWATER RD
CityATHENS
StateTN
Zip37303-8906
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 01 01 045I A 045P 00700 000, COUNTY AREA: D01
Legal SubdivisionRUFUS HAYES
Legal Lot Number1
JurisdictionMCMINN TN
Township / Civil Division1
Census Block Group1
Census Block1006
Census Tract970202

Owner

2329 Clearwater Rd is owned by a company that bought it in December 2019.

Source: McMinn County records, as of October 8, 2026

Owner of RecordCompany Name on File
Mailing Address1907 BAILEY AVE, CHATTANOOGA, TN 37404-3102
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2019Warranty Deed, Transfer
Oct 27, 2017Loan Modification, Mortgage
UNITED CMNTY BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 12, 2019 · Amount on File
Deed SaleDec 12, 2019 · Amount on File
Prior SaleNov 20, 1998 · Amount on File
Deed Document Number2019211346
Deed Book / Page22A / 652
Record UpdatedOct 29, 2026

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCMINN TN
Recording DateDec 12, 2019
Property Address2329 CLEARWATER RD, ATHENS, TN 37303-8906
Document Number000022A652
Book / Page22A / 652
Instrument DateDec 5, 2019
Instrument211346
Transaction TypeTransfer
Record UpdatedSep 1, 2022

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1907 BAILET AVE, CHATTANOOGA, TN 37404-3102

October 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCMINN TN
Property Address2329 CLEARWATER RD, ATHENS, TN 37303-8906
Document Number1130354
Book / Page001130 / 000354
Instrument DateOct 27, 2017
Transaction TypeMortgage
Record UpdatedNov 20, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2329 CLEARWATER RD ATHENS TN 373038906, ATHENS, TN 37303-8906

Mortgage

Document Number1130354
DateNov 14, 2017
Book Page001130/000354
Instrument193557
Lender
NameUNITED CMNTY BK
TypeBank
AddressLENOIR CITY, TN 37771
Agreement
Term60 Months
DueNov 13, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 2329 Clearwater Rd was $589.

Source: McMinn County assessment roll, as of February 5, 2026

Property Jurisdictions

TypeName
StateTennessee
MunicipalityAthens City
CountyMcMinn County
Elementary School DistrictAthens City Schools (PK - 08)
Secondary School DistrictMcMinn County School District in Athens (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$589.00$28,150 (-) Land $9,225 Building $18,925
2024$589.00$28,150 (-) Land $9,225 Building $18,925
2023$589.00 (-2%)$28,150 (+35.5%) Land $9,225 Building $18,925$112,600 (+35.5%) Land $36,900 Building $75,700
2022$601.00$20,775 Land $9,225 Building $11,550$83,100 Land $36,900 Building $46,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2329 Clearwater Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2329 Clearwater Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 51% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATHENS UTILITIES BOARD
serves 26,424 people · EPA ID TN0000024
Water SourceSurface water
Last State InspectionNov 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Spectrum, Verizon.

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