2329 Camors Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 2329 Camors Rd, Jay, FL 32565

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,181 sqft · built 1993
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Nov 2025)
Tax Bill	$1,689 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Feb 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`26-5N-30-0000-00140-0000`

Property Details

APN / Parcel Number

Primary APN	`26-5N-30-0000-00140-0000`
Alternative APN	`N305260000001400000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,181 sqft Living Area
Gross Area	1,269 sqft
1st Floor Area	1,181 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	88 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2329 CAMORS RD
City	JAY
State	FL
Zip	32565-1805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	ENHNCD LIFE EST RESRVD IN: DESC IN MORE DETAIL FOR 2020 COMMENCE AT THE SOUTHWEST CORNER OF SOUTHEAST QUARTER OF THE NORTHEAST QUARTER OF NORTHWEST QUARTER OF SECTION 26, TOWNSHIP 5 NORTH, RANGE 30 WEST,SANTA ROSA COUNTY FL; THENCE GO NORTHERLY A
Legal Range	30W
Legal Township	5N
Legal Section	26
Jurisdiction	SANTA ROSA FL
Township / Civil Division	JAY
Census Block Group	3
Census Block	3005
Census Tract	10200

Owner

Source: Santa Rosa County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2329 CAMORS RD, JAY, FL 32565-1805
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC
Feb 21, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2025 · Amount on Record
Deed Sale	Nov 14, 2025 · Amount on Record
Deed Document Number	202553695
Deed Book / Page	4679 / 930
Prior Transfer Date	Dec 14, 2017
Prior Transfer Doc	0039201839
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 14, 2025
Property Address	2329 CAMORS RD, JAY, FL 32565-1805
Document Number	0046790930
Book / Page	4679 / 930
Instrument Date	Nov 14, 2025
Instrument	202553695
Transaction Type	Transfer
Record Updated	Dec 4, 2025
Title Company	TRADEWINDS TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6675 GREENWOOD RD, JAY, FL 32565-2617

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2329 CAMORS RD, JAY, FL 32565-1805

Mortgage

Document Number	0004679933
Date	Nov 14, 2025
Instrument	4679/933

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Mortgage

Document Number	0046790951
Date	Nov 14, 2025
Book Page	4679/951
Instrument	202553697

Lender

Name	GUARANTEE RATE INC
Type	Non-Lending Institution
Address	PHOENIX, AZ 85038

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 14, 2035

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 21, 2020
Property Address	2329 CAMORS RD, JAY, FL 32565-1805
Document Number	0039201839
Book / Page	003920 / 001839
Instrument Date	Feb 14, 2017
Instrument	8323
Transaction Type	Transfer
Record Updated	Mar 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2329 CAMORS RD JAY FL 325651805, JAY, FL 32565-1805

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,689.00 (+11.78%)	$138,697 (+10.87%) Land $7,000 Building $131,697	$138,697 (+10.87%) Land $7,000 Building $131,697
2024	$1,511.00 (+3.56%)	$125,094 (+1.11%) Land $6,000 Building $119,094	$125,094 (+1.11%) Land $6,000 Building $119,094
2023	$1,459.00 (+6.03%)	$123,720 (+5.59%) Land $6,000 Building $117,720	$123,720 (+5.59%) Land $6,000 Building $117,720
2022	$1,376.00	$117,167	$117,167 Land $5,500 Building $111,667

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 47% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOORE CREEK MOUNT CARMEL UTILITIES serves 4,875 people · EPA ID FL1570479
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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