2328 NE 103rd Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 2328 NE 103rd Ave, Okeechobee, FL 34974

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,521 sqft · built 2022
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$92,600 (Jun 2021)
Tax Bill	$714 (2025)
Deeds & Mortgages	Jun 2021 Sale & Construction Loan Dec 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`1-10-37-36-0A00-00002-001A`

Property Details

APN / Parcel Number

Primary APN	`1-10-37-36-0A00-00002-001A`
Alternative APN	`R11037360A0000002001A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,521 sqft Living Area
1st Floor Area	1,521 sqft
Flooring	Vinyl/Resilient
Interior Walls	Unfinished

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	198 ft deep x 220 ft wide
Garage Type	Carport
Garage Area	120 sqft
Carport	Carport
Carport Area	120 sqft
Porch	Patio

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2328 NE 103RD AVE
City	OKEECHOBEE
State	FL
Zip	34974-8254
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 1-A, A SPOT IN THE SUN, BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCING AT THE SOUTHWEST CORNER OF SECTION 10, TOWNSHIP 37 SOUTH, RANGE 36 EAST, RUN THENCE EAST ALONG THE SOUTH BOUNDARY LINE OF SAID SECTION 10, FOR A DISTANCE OF 1648.03
Legal Range	36E
Legal Township	37S
Legal Section	10
Legal Subdivision	A SPOT IN THE SUN
Legal Lot Number	1-A
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1003
Census Tract	910401

Owner

2328 NE 103rd Ave, a mobile home, is owned and occupied by two individuals who bought it in June 2021.

Source: Okeechobee County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2328 NE 103RD AVE, OKEECHOBEE, FL 34974-8254
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Warranty Deed, Construction Loan · Construction Mortgage FIRST FEDERAL BANK
Dec 5, 2019	Warranty Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2021 · Amount on File
Deed Sale	Jun 30, 2021 · Amount on File
Prior Sale	Dec 5, 2019 · Amount on File
Deed Document Number	20218191
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jun 30, 2021
Property Address	2328 NE 103RD AVE, OKEECHOBEE, FL 34974-8254
Document Number	2021008191
Instrument Date	Jun 22, 2021
Instrument	2021008191
Transaction Type	Construction Loan
Record Updated	Jul 14, 2021
Title Company	TALON TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$648.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3700 5TH ST SW, 3700, VERO BEACH, FL 32968-3901

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2328 NE 103RD AVE, OKEECHOBEE, FL 34974-8254

Mortgage

Document Number	2021008192
Date	Jun 30, 2021
Instrument	2021008192

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Dec 5, 2019
Property Address	2328 NE 103RD AVE, OKEECHOBEE, FL 34974-8254
Document Number	0000012356
Instrument Date	Nov 22, 2019
Instrument	12356
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$385.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3700 5TH ST SW VERO BEACH FL 329683901, VERO BEACH, FL 32968-3901

Tax Assessment & Valuation

The 2025 property tax bill for 2328 NE 103rd Ave was $714 with exemptions applied.

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$714.00 Homeowner's exemption Veteran's exemption	$171,173	$199,176 Land $40,000 Building $159,176
2023	$2,162.00 (+8.1%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$154,521 (+3%)	$187,847 (+22.8%) Land $30,000 Building $157,847
2022	$2,000.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$150,020	$152,972 Land $22,000 Building $130,972

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2328 NE 103rd Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	4 (2004–2005)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Oct 2005 · Hurricane Wilma
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2328 NE 103rd Ave is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 51% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Xfinity.

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