2328 Millstream Ln, San Ramon, CA 94582 Property Records

Contra Costa County property record for 2328 Millstream Ln, San Ramon, CA 94582

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,979 sqft · built 2003
Lot Size	0.022 acres (969 sqft)
Owner	2 Individual Names on Record
Last Sale	$760,000 (Aug 2017)
Tax Bill	$12,975 (2025)
Deeds & Mortgages	Sep 2017 Transfer Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`223-350-012-9`

Property Details

APN / Parcel Number

Primary APN	`223-350-012-9`
Alternative APN	`223-350-012`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,979 sqft Living Area
1st Floor Area	948 sqft
2nd Floor Area	890 sqft
Basement Area	141 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Lot Area	969 sqft (0.022 acres)
Garage Type	Attached
Garage Area	471 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2328 MILLSTREAM LN
City	SAN RAMON
State	CA
Zip	94582-2899
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T8669 L1 U12
Legal Subdivision	AMBRIDGE/WINDEMERE PH 1
Legal Tract	8669
Legal Lot Number	1
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	TASSAJARA
Census Block Group	1
Census Block	1002
Census Tract	355115

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1619 GOLDFINCH WAY, SUNNYVALE, CA 94087-4726
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2017	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Aug 9, 2017	Grant Deed, Transfer · ARM STANFORD FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2017 · Amount on Record
Deed Sale	Aug 9, 2017 · Amount on Record
Prior Sale	Apr 27, 2007 · Amount on Record
Deed Document Number	2017143102
Last Transfer Date	Oct 3, 2017
Transfer Doc	0000220188
Record Updated	Oct 29, 2026

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 6, 2017
Property Address	2328 MILLSTREAM LN, SAN RAMON, CA 94582-2899
Document Number	0000162313
Instrument Date	Aug 30, 2017
Instrument	162313
Transaction Type	Transfer
Record Updated	Sep 12, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1619 GOLDFINCH WAY SUNNYVALE CA 940874726, SUNNYVALE, CA 94087-4726

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 9, 2017
Property Address	2328 MILLSTREAM LN, SAN RAMON, CA 94582-2899
Document Number	0000143102
Map Reference	MB451 PG47
Instrument Date	Jul 27, 2017
Instrument	2017-143102
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1619 GOLDFINCH WAY, SUNNYVALE, CA 94087-4726

Mortgage

Document Number	0000143103
Date	Aug 9, 2017
Instrument	2017-143103

Lender

Name	STANFORD FCU
Type	Credit Union
Address	PALO ALTO, CA 94303

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Sep 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.87%
Index	1-Year LIBOR
Max Rate	7.87%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$882,038 (+2%) Land $603,501 Building $278,537
2025	$12,975.00 (+1.45%) Homeowner's exemption	$864,744 (+4.04%) Land $591,668 Building $273,076
2023	$12,789.00 (+1.48%) Homeowner's exemption	$831,167 Land $568,694 Building $262,473
2022	$12,603.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
Sail Internet Fixed Wireless · DSL in parts of the area	200 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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