2328 Hoover St, Duluth, MN 55811 Property Records

St. Louis County property record for 2328 Hoover St, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 720 sqft · built 1949
Lot Size	0.223 acres (9,750 sqft)
Owner	Individual Name on File
Last Sale	$193,000 (Jul 2021)
Tax Bill	$2,944 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Dec 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-4550-01530`

Property Details

APN / Parcel Number

Primary APN	`010-4550-01530`
Alternative APN	`1113156`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	720 sqft Gross Area
1st Floor Area	720 sqft
Basement Area	720 sqft
Finished Basement	720 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	9,750 sqft (0.223 acres)
Garage Area	576 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	180 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1113156
Street Address	2328 HOOVER ST
City	DULUTH
State	MN
Zip	55811-3015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 AND ELY 1/2 OF LOT 8 SERIAL #
Legal Subdivision	WEST END CENTRAL DIVISION
Legal Block	7
Legal Lot Number	7-8
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	4
Census Block	4013
Census Tract	2300

Owner

2328 Hoover St is owned and occupied by an individual who bought it in July 2021.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2328 HOOVER ST, DULUTH, MN 55811-3015
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Dec 13, 2018	Warranty Deed, Transfer · Conventional with PMI REPUBLIC BK
Jan 30, 2018	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2021 · Amount on File
Deed Sale	Jul 19, 2021 · Amount on File
Prior Sale	Dec 13, 2018 · Amount on File
Deed Document Number	20211043966
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 19, 2021
Property Address	2328 HOOVER ST, DULUTH, MN 55811-3015
Document Number	0001043966
Instrument Date	Jul 6, 2021
Instrument	1043966
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TTL CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$636.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2328 HOOVER ST, DULUTH, MN 55811-3015

Mortgage

Document Number	0001043967
Date	Jul 19, 2021
Instrument	1043967

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 13, 2018
Property Address	2328 HOOVER ST, DULUTH, MN 55811-3015
Document Number	00T1006004
Instrument Date	Dec 3, 2018
Instrument	T1006004
Transaction Type	Transfer
Record Updated	Jan 2, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$417.45
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2328 HOOVER ST DULUTH MN 558113015, DULUTH, MN 55811-3015

Mortgage

Document Number	1006005
Date	Dec 13, 2018
Instrument	1006005

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2048

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	2328 HOOVER ST, DULUTH, MN 55811-3015
Document Number	000T996146
Instrument Date	Jan 30, 2018
Transaction Type	Mortgage
Record Updated	Apr 11, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2328 HOOVER ST DULUTH MN 558113015, DULUTH, MN 55811-3015

Mortgage

Document Number	000T996146
Date	Mar 22, 2018
Instrument	T996146

Lender

Name	WELLS FARGO BK
Address	FORT MILL, SC 29715

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Mar 21, 2058

Interest

Rate Type	Adjustable Rate
Rate	5.12%

Tax Assessment & Valuation

The 2026 property tax bill for 2328 Hoover St was $2,944 with a homeowner's exemption, up 8.2% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,944.00 (+8.16%) Homeowner's exemption
2025	$2,722.00 (+2.48%) Homeowner's exemption	$251,800 (+13.78%) Land $27,900 Building $223,900	$251,800 (+13.78%) Land $27,900 Building $223,900
2024	$2,656.00	$221,300 Land $34,600 Building $186,700	$221,300 Land $34,600 Building $186,700
2022		$201,200 Land $39,500 Building $161,700	$201,200 Land $39,500 Building $161,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2328 Hoover St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2328 Hoover St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: T-Mobile.

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