2328 Flora St, Cincinnati, OH 45219 Property Records

Hamilton County property record for 2328 Flora St, Cincinnati, OH 45219

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 2,046 sqft · built 1923
Lot Size	0.06 acres (2,657 sqft)
Owner	Company Name on File
Tax Bill	$5,070 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Apr 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`100-0001-0324-00`

Property Details

APN / Parcel Number

Primary APN	`100-0001-0324-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,046 sqft Finished Area
1st Floor Area	825 sqft
2nd Floor Area	825 sqft
Attic	Attic
Attic Area	396 sqft
Basement Area	1,097 sqft

Exterior

Year Built	Built 1923
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	2,657 sqft (0.06 acres)
Lot Dimensions	85 ft deep x 30 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	2328 FLORA ST
City	CINCINNATI
State	OH
Zip	45219-1222
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	2328 FLORA ST 30X85.54 LOT 38 PT 37 MOHAWK LND CO SUB OF LOT 3 BLK F D E
Legal Subdivision	MOHAWK LND CO SUB
Legal Block	F
Legal Lot Number	38
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3002
Census Tract	2600

Owner

2328 Flora St, a duplex, is owned by a company that acquired it in November 2018.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Company Name on File
Mailing Address	4805 CHAPEL RIDGE DR, CINCINNATI, OH 45223-1276
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Deed of Trust, Mortgage · Line of Credit FCN BANK NA
Apr 12, 2017	Warranty Deed, Transfer · Line of Credit QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2018
Deed Sale	Nov 16, 2018
Prior Sale	Apr 12, 2017 · Amount on File
Deed Document Number	2018-0101320
Deed Book / Page	13394 / 01238
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2328 FLORA ST, CINCINNATI, OH 45219-1222
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4805 CHAPEL RIDGE DR, CINCINNATI, OH 45223-1276

Mortgage

Document Number	0000075823
Date	Aug 3, 2022
Book Page	14722/2162
Instrument	2022-0075823

Lender

Name	FCN BANK NA
Type	Bank
Address	BROOKVILLE, IN 47012

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 2, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 12, 2017
Property Address	2328 FLORA ST, CINCINNATI, OH 45219-1222
Document Number	0000032343
Book / Page	013394 / 001238
Instrument Date	Mar 16, 2017
Instrument	32343
Transaction Type	Transfer
Record Updated	Jul 14, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$351.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2328 FLORA ST CINCINNATI OH 452191222, CINCINNATI, OH 45219-1222

Mortgage

Document Number	32345
Date	Apr 12, 2017
Book Page	013394/001243
Instrument	32345

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 43226-1906

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 11, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2328 Flora St was $5,070, up 0.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,070.00 (+0.14%)	$78,047 (-) Land $14,553 Building $63,494
2024	$5,063.00 (-0.18%)	$78,047 (-) Land $14,553 Building $63,494
2023	$5,072.00 (+48.43%)	$78,047 (+67.19%) Land $14,553 Building $63,494	$222,990 Land $41,580 Building $181,410
2022	$3,417.00	$46,683 Land $5,530 Building $41,153
2020			$133,380 Land $15,800 Building $117,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2328 Flora St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2328 Flora St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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