Berrien County property record for 2328 Emerald Dr, Niles, MI 49120
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 800 sqft · built 1965 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $143,500 (Aug 2022) |
| Tax Bill | $2,241 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Jan 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-2440-0295-00-3 |
| Primary APN | 14-2440-0295-00-3 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 800 sqft Living Area |
| 1st Floor Area | 800 sqft |
| Basement Area | 800 sqft |
| Unfinished Basement | 800 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Raised Ranch |
| Lot Area | 7,492 sqft (0.172 acres) |
| Lot Dimensions | 110 ft deep x 68 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2328 EMERALD DR |
|---|---|
| City | NILES |
| State | MI |
| Zip | 49120-4575 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Description | LOT 295 FULKERSON PARK NO 4 |
| Legal Subdivision | FULKERSON PARK NO 4 |
| Legal Lot Number | 295 |
| Legal Unit | 295 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | NILES |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 21000 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2328 EMERALD DR, NILES, MI 49120-4575 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 1, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED FCU |
| Jan 10, 2019 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2022 · Amount on Record |
| Deed Sale | Aug 1, 2022 · Amount on Record |
| Prior Sale | Jan 10, 2019 · Amount on Record |
| Deed Document Number | 2022358994 |
| Deed Book / Page | 3381 / 1614 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Aug 1, 2022 |
| Property Address | 2328 EMERALD DR, NILES, MI 49120-4575 |
| Document Number | 03381/1614 |
| Book / Page | 3381 / 1614 |
| Map Reference | LB 18 PG 8 |
| Instrument Date | Jul 28, 2022 |
| Instrument | 2022358994 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | NEAR NORTH TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,076.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14663 RANGE LINE RD, BUCHANAN, MI 49107-9175 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2328 EMERALD DR, NILES, MI 49120-4575 |
| Document Number | 0033811616 |
|---|---|
| Date | Aug 1, 2022 |
| Instrument | 3381-1616 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jan 10, 2019 |
| Property Address | 2328 EMERALD DR, NILES, MI 49120-4575 |
| Document Number | 03227/0109 |
| Book / Page | 3227 / 0109 |
| Map Reference | LB 18 PG 8 |
| Instrument Date | Dec 20, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN IN |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $722.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 823 E BNERTRAND RD, NILES, MI 49120 |
| Name | Verified Name |
|---|---|
| Address | 2328 EMERALD DR, NILES, MI 49120-4575 |
| Document Number | 0003227111 |
|---|---|
| Date | Jan 10, 2019 |
| Instrument | 3227/111 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Niles Township |
| Unified School District | Brandywine Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $71,100 (+56.26%) | $142,200 (+56.26%) | |
| 2025 | $2,241.00 (+127.51%) | ||
| 2023 | $45,500 | $91,000 | |
| 2022 | $985.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NILES serves 14,215 people · EPA ID MI0004740 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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