2328 Chestnut Cir, Lake Orion, MI 48360 Property Records

Oakland County property record for 2328 Chestnut Cir, Lake Orion, MI 48360

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,553 sqft · built 1996
Lot Size	0.615 acres (26,789 sqft)
Owner	Individual Name on File
Last Sale	$534,000 (Oct 2024)
Tax Bill	$5,447 (2025)
Deeds & Mortgages	Aug 2026 Construction Loan Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`O-09-23-251-019`

Property Details

APN / Parcel Number

Primary APN	`O-09-23-251-019`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,553 sqft Living Area
1st Floor Area	1,223 sqft
Basement Area	1,193 sqft
Unfinished Basement	1,193 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	26,789 sqft (0.615 acres)
Lot Dimensions	243 ft deep x 68 ft wide
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	163 sqft
Deck Area	374 sqft
Patio Area	374 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2328 CHESTNUT CIR
City	LAKE ORION
State	MI
Zip	48360-2284
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T4N, R10E, SEC 23 ROUND TREE SUB NO 2 LOT 73 11-23-94 FR 226-001
Legal Range	10E
Legal Township	04N
Legal Section	23
Legal Subdivision	ROUND TREE SUB
Legal Lot Number	11,73
Jurisdiction	OAKLAND MI
Township / Civil Division	ORION
Census Block Group	1
Census Block	1001
Census Tract	128900

Owner

2328 Chestnut Cir is owned and occupied by an individual who bought it in October 2024.

Source: Oakland County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	4639 S LAKE GEORGE RD, METAMORA, MI 48455-9319
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed of Trust, Mortgage · Construction Mortgage FIRST STATE BANK
Aug 26, 2022	Deed of Trust, Mortgage · Line of Credit GENISYS CU
Jul 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU
Mar 27, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2024 · Amount on File
Deed Sale	Oct 28, 2024 · Amount on File
Prior Sale	Sep 20, 2000 · Amount on File
Deed Document Number	2024120785
Deed Book / Page	59749 / 280
Prior Transfer Date	Feb 21, 2018
Prior Transfer Doc	0000045665
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Recording Date	Aug 5, 2026
Property Address	2328 CHESTNUT CIR, LAKE ORION, MI 48360-2284
Document Number	0000116811
Book / Page	61432 / 269
Instrument Date	Jul 24, 2026
Instrument	2026116811
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2328 CHESTNUT CIR, LAKE ORION, MI 48360-2284

Mortgage

Document Number	0000116811,
Date	Aug 5, 2026
Book Page	61432/269
Instrument	2026116811

Lender

Name	FIRST STATE BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	5 Months
Due	Jan 29, 2027

Interest

Rate	6.49%
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2328 CHESTNUT CIR, LAKE ORION, MI 48360-2284
Transaction Type	Mortgage
Record Updated	Sep 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2328 CHESTNUT CIR, LAKE ORION, MI 48360-2284

Mortgage

Document Number	0000435898
Date	Aug 26, 2022
Book Page	58067/638
Instrument	435898

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 19, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2328 CHESTNUT CIR, LAKE ORION, MI 48360-2284
Document Number	0000136676
Instrument Date	Jul 9, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2328 CHESTNUT CIR LAKE ORION MI 483602284, LAKE ORION, MI 48360-2284

Mortgage

Document Number	0000136676
Date	Jul 15, 2020
Book Page	054495/000677
Instrument	136676

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 14, 2030

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Mar 27, 2018
Property Address	2328 CHESTNUT CIR, LAKE ORION, MI 48360-2284
Document Number	0000045665
Book / Page	051664 / 000113
Instrument Date	Feb 21, 2018
Instrument	45665
Transaction Type	Transfer
Record Updated	Apr 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2328 CHESTNUT CIR LAKE ORION MI 483602284, LAKE ORION, MI 48360-2284

Tax Assessment & Valuation

The 2025 property tax bill for 2328 Chestnut Cir was $5,447 with a homeowner's exemption, up 19.7% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Orion Charter Township
Unified School District	Lake Orion Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,447.00 (+19.66%) Homeowner's exemption	$227,950	$455,900
2024	$4,552.00
2023		$187,520	$375,040
2021	$3,916.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2328 Chestnut Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2328 Chestnut Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORION TOWNSHIP serves 33,000 people · EPA ID MI0005035
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

May also be available: T-Mobile.

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