St. Mary's County property record for 23278 Clarks Rest Rd, Leonardtown, MD 20650
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,688 sqft · built 2021 |
| Lot Size | 0.242 acres (10,525 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,492 (2025) |
| Deeds & Mortgages | Oct 2022 Transfer Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-179640 |
| Primary APN | 03-179640 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,688 sqft Total Area |
| Basement Area | 850 sqft |
| Finished Basement | 850 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,525 sqft (0.242 acres) |
| Garage Type | Built-in |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 179640 |
|---|---|
| Street Address | 23278 CLARKS REST RD |
| City | LEONARDTOWN |
| State | MD |
| Zip | 20650-2016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 500-251 PHASE 2 |
| Legal Phase | 2 |
| Legal Lot Number | 251 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 3, LEONARDTOWN |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 875502 |
23278 Clarks Rest Rd is owned and occupied by an individual who acquired it in October 2022.
Source: St. Mary's County records, as of September 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23278 CLARKS REST RD, LEONARDTOWN, MD 20650-2016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 17, 2022 | Correction Deed ACCOMODATION, ACCOMMODATION |
| Mar 12, 2021 | Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 2022 |
| Deed Sale | Oct 17, 2022 |
| Prior Sale | Mar 12, 2021 · Amount on File |
| Deed Book / Page | 6239 / 72 |
| Record Updated | Oct 29, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Oct 17, 2022 |
| Property Address | 23278 CLARKS REST RD, LEONARDTOWN, MD 20650-2016 |
| Document Number | 0062390072 |
| Book / Page | 6239 / 72 |
| Map Reference | MB 79 PG 11 |
| Instrument Date | Aug 26, 2022 |
| Record Updated | Jan 17, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Mar 12, 2021 |
| Property Address | 23278 CLARKS REST RD, LEONARDTOWN, MD 20650-2016 |
| Document Number | 0056870051 |
| Book / Page | 5687 / 51 |
| Map Reference | MB 73 PL 98 |
| Instrument Date | Feb 22, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | BRENNAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,486.76 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 23278 CLARKS REST RD, LEONARDTOWN, MD 20650-2016 |
| Document Number | 568759 |
|---|---|
| Date | Mar 12, 2021 |
| Instrument | 5687/59 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 23278 Clarks Rest Rd was $6,492 with a homeowner's exemption.
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Municipality | Leonardtown Town |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $564,067 | $618,600 Land $111,800 Building $506,800 | |
| 2025 | $6,492.00 Homeowner's exemption | ||
| 2023 | $6,047.00 | $523,000 | $536,800 Land $106,300 Building $430,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23278 Clarks Rest Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2020) |
| Most Recent Claim | Aug 2020 · Tropical Storm Isaias |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23278 Clarks Rest Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF LEONARDTOWN serves 5,000 people · EPA ID MD0180006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures