23277 Denton St, Waterloo, NE 68069 Property Records

Douglas County property record for 23277 Denton St, Waterloo, NE 68069

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,809 sqft · built 2004
Lot Size	0.153 acres (6,645 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Aug 2026)
Tax Bill	$3,539 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`2647-1024-13`

Property Details

APN / Parcel Number

Primary APN	`2647-1024-13`
Alternative APNs	`2647 0265 13` `R1326470265` `R1326471024` `1326470265` `1326471024`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,809 sqft Living Area
Gross Area	2,462 sqft
1st Floor Area	1,309 sqft
Basement Area	1,153 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Split Foyer
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,645 sqft (0.153 acres)
Lot Dimensions	150 ft deep x 45 ft wide
Garage Type	Basement
Garage Area	1 sqft

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	32 sqft
Patio Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1326471024
Street Address	23277 DENTON ST
City	WATERLOO
State	NE
Zip	68069-3616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMES AT RIVER ROAD REP 1* LOT 6B BLOCK 0 44.3 X 150
Legal Subdivision	HOMES AT RIVER ROAD
Legal Lot Number	6B
Jurisdiction	DOUGLAS NE
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2060
Census Tract	7508

Owner

23277 Denton St is owned and occupied by an individual who bought it in August 2026.

Source: Douglas County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	23277 DENTON ST, WATERLOO, NE 68069-3616
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Warranty Deed, Transfer · Conventional Mortgage METRO HEALTH SERVICES FEDERAL CREDIT UNION
Sep 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK & TRUST CO
Apr 30, 2019	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2026 · Amount on File
Deed Sale	Aug 13, 2026 · Amount on File
Prior Sale	Apr 30, 2019 · Amount on File
Deed Document Number	202671177
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Aug 13, 2026
Property Address	23277 DENTON ST, WATERLOO, NE 68069-3616
Document Number	0000071177
Instrument Date	Jul 14, 2026
Instrument	202671177
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$97,242.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071178,
Date	Aug 13, 2026
Instrument	202671178

Lender

Name	METRO HEALTH SERVICES FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	23277 DENTON ST, WATERLOO, NE 68069-3616
Transaction Type	Mortgage
Record Updated	Dec 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000118611
Date	Sep 8, 2021
Instrument	2021118611

Lender

Name	FIRST STATE BANK & TRUST CO
Type	Bank
Address	FREMONT, NE 68025

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Apr 30, 2019
Property Address	23277 DENTON ST, WATERLOO, NE 68069-3616
Document Number	0000028561
Instrument Date	Apr 2, 2019
Instrument	28561
Transaction Type	Transfer
Record Updated	Jun 26, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$447.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23277 DENTON ST WATERLOO NE 680693616, WATERLOO, NE 68069-3616

Mortgage

Document Number	28562
Date	Apr 30, 2019
Instrument	28562

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 23277 Denton St was $3,539, down 2.7% from the year before.

Source: Douglas County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Waterloo Village
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,539.00 (-2.72%)	$265,300 Land $15,000 Building $250,300	$265,300 Land $15,000 Building $250,300
2024	$3,638.00 (+11.46%)
2023	$3,264.00	$198,900 Land $15,000 Building $183,900	$198,900 Land $15,000 Building $183,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23277 Denton St in Zone X, where a levee reduces flood risk, though there have been 38 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 57 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	38 (1978–2024)
Claims Outside the SFHA	2 of 38
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23277 Denton St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Nebraska
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless	700 / 300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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