2327 Ridgeway Rd, Lugoff, SC 29078 Property Records

Kershaw County property record for 2327 Ridgeway Rd, Lugoff, SC 29078

Property Summary

Property TypeSingle Family Home
Details1,908 sqft · built 2010
Lot Size10 acres (437,778 sqft)
Owner2 Individual Names on Record
Tax Bill$779 (2025)
Deeds & MortgagesJul 2020 Line of Credit
Jul 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN265-00-00-023

Property Details

APN / Parcel Number

Primary APN265-00-00-023
Alternative APNs
  • 0265 00 00 0230
  • 1933

Interior

Stories1 Story
Building Area1,908 sqft Gross Area

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Construction TypeFrame
Lot Area437,778 sqft (10 acres)
PorchPorch
Porch Area432 sqft

Location & Zoning

Account Number1933
Street Address2327 RIDGEWAY RD
CityLUGOFF
StateSC
Zip29078-9778
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD2
Legal DescriptionPARCEL A
JurisdictionKERSHAW SC
Township / Civil DivisionELGIN
Census Block Group2
Census Block2000
Census Tract970401

Owner

Source: Kershaw County records, as of January 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2327 RIDGEWAY RD, LUGOFF, SC 29078-9778
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2020Deed of Trust, Mortgage · Line of Credit
PALMETTO CITIZENS FCU
Jul 24, 2020Deed of Trust, Mortgage · Line of Credit
PALMETTO CITIZENS FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 9, 2013
Deed SaleApr 9, 2013
Prior SaleMar 13, 2013 · Amount on Record
Deed Book / Page3081 / 25
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERSHAW SC
Property Address2327 RIDGEWAY RD, LUGOFF, SC 29078-9778
Document Number0000008218
Instrument DateJul 24, 2020
Transaction TypeMortgage
Record UpdatedSep 18, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address2327 RIDGEWAY RD LUGOFF SC 290789778, LUGOFF, SC 29078-9778

Mortgage

Document Number0000008218
DateSep 8, 2020
Book Page004275/000206
Instrument8218
Lender
NamePALMETTO CITIZENS FCU
TypeCredit Union
AddressCOLUMBIA, SC 29250
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 7, 2045
Interest
Rate TypeAdjustable Rate

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERSHAW SC
Property Address2327 RIDGEWAY RD, LUGOFF, SC 29078-9778
Document Number0000007043
Instrument DateJul 24, 2020
Transaction TypeMortgage
Record UpdatedSep 3, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2327 RIDGEWAY RD LUGOFF SC 290789778, LUGOFF, SC 29078-9778

Mortgage

Document Number0000007043
DateAug 7, 2020
Book Page004275/000206
Instrument7043
Lender
NamePALMETTO CITIZENS FCU
TypeCredit Union
AddressCOLUMBIA, SC 29250
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 6, 2045
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyKershaw County
Unified School DistrictKershaw County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$779.00 (-69.08%)$107,100 (-) Land $6,500 Building $100,600$155,848 (-)
2023$2,519.00$107,100 Land $6,500 Building $100,600$155,848

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TruVista Communications
Fiber
5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridgeway Rd

Nearby Streets

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