2327 Charo Cir, Belgrade, MT 59714 Property Records

Gallatin County property record for 2327 Charo Cir, Belgrade, MT 59714 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,500 sqft · built 2017
Lot Size	0.232 acres (10,106 sqft)
Owner	Individual Name on File
Last Sale	$510,000 (Jul 2021)
Tax Bill	$2,926 (2025)
Deeds & Mortgages	Sep 2017 Construction Loan Jul 2020 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`00REG68826`

Property Details

APN / Parcel Number

Primary APN	`00REG68826`
Alternative APNs	`06-1011-32-3-03-05-0000` `R825862`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,106 sqft (0.232 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	100 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00REG68826
Street Address	2327 CHARO CIR
City	BELGRADE
State	MT
Zip	59714-6504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOWLARK RANCH SUB 2ND FILING, S32, T01 N, R05 E, BLOCK 3, LOT 3, PLAT J-586
Legal Range	05E
Legal Township	01N
Legal Section	32
Legal Subdivision	MEADOWLARK RANCH SUB 2ND FILING
Legal Block	3
Legal Lot Number	3
Jurisdiction	GALLATIN MT
Township / Civil Division	BELGRADE
Census Block Group	3
Census Block	3024
Census Tract	101

Owner

Source: Gallatin County records · APN 00REG68826

Assessment roll updated September 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2327 CHARO CIR, BELGRADE, MT 59714-6504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 08, 2017	Deed of Trust, Mortgage · Construction Mortgage FIRST INTERSTATE BANK
Jul 06, 2020	Deed of Trust, Mortgage · Commercial Mortgage BANK OF ENGLAND
Mar 06, 2026	Warranty Deed, Transfer · Conventional Mortgage RESICENTRAL LLC
Jul 01, 2024	Intrafamily Transfer, Transfer · Loan Assumption FREEDOM MORTGAGE CORP
Jul 20, 2021	Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST
Jul 20, 2021	Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST
Sep 08, 2017	Deed of Trust, Mortgage · Construction Mortgage FIRST INTERSTATE BANK
Jul 06, 2020	Deed of Trust, Mortgage · Commercial Mortgage BANK OF ENGLAND
Jan 24, 2018	Warranty Deed, Transfer · Conventional Mortgage PRIME MORTGAGE LENDING INC
Jan 24, 2018	Warranty Deed, Transfer · Conventional Mortgage PRIME MORTGAGE LENDING INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 20, 2021 · Amount on Record
Deed Sale	Jul 20, 2021 · Amount on Record
Prior Sale	Jan 24, 2018 · Amount on Record
Deed Document Number	20212742114
Last Transfer Date	Jun 26, 2024
Transfer Doc	0002829043
Record Updated	Jun 08, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	2327 CHARO CIR, BELGRADE, MT 59714-6504
Transaction Type	Mortgage
Record Updated	Mar 25, 2026
Title Company	AMERICAN TITLE COMPANY, AMERICAN LAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002592223
Date	Sep 08, 2017
Instrument	2592223

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	BILLINGS, MT 59107

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Mar 15, 2018

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	2327 CHARO CIR, BELGRADE, MT 59714-6504
Transaction Type	Mortgage
Record Updated	Mar 25, 2026
Title Company	SECURITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002688009
Date	Jul 06, 2020
Instrument	2688009

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2050

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Mar 06, 2026
Property Address	2327 CHARO CIR, BELGRADE, MT 59714-6504
Document Number	0002871788
Map Reference	PL J-490
Instrument Date	Mar 05, 2026
Instrument	2871788
Transaction Type	Transfer
Record Updated	Mar 25, 2026
Title Company	MONTANA TITLE AND ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	804 POWERS BLVD, BELGRADE, MT 59714-7709

Mortgage

Document Number	0002871789
Date	Mar 06, 2026
Instrument	2871789

Lender

Name	RESICENTRAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

July 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GALLATIN MT
Recording Date	Jul 01, 2024
Property Address	2327 CHARO CIR, BELGRADE, MT 59714-6504
Document Number	0002829043
Instrument Date	Jun 26, 2024
Instrument	2829043
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	SECURITY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2327 CHARO CIR, BELGRADE, MT 59714-6504

Mortgage

Document Number	0002829044
Date	Jul 01, 2024
Instrument	2829044

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Loan Assumption
Amount	Amount Recorded
Term	325 Months
Due	Aug 01, 2051

Interest

Rate	2.87%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Jul 20, 2021
Property Address	2327 CHARO CIR, BELGRADE, MT 59714-6504
Document Number	2742114
Map Reference	PL J-586
Instrument Date	Jul 20, 2021
Instrument	2742114
Transaction Type	Transfer
Record Updated	Aug 04, 2021
Title Company	MONTANA TITLE AND ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2327 CHARO CIR, BELGRADE, MT 59714-6504

Mortgage

Document Number	2742115
Date	Jul 20, 2021
Instrument	2742115

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Jul 20, 2021
Property Address	2327 CHARO CIR, BELGRADE, MT 59714-6504
Document Number	0002742114
Map Reference	PL J-586
Instrument Date	Jul 20, 2021
Instrument	2742114
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	MONTANA TITLE AND ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2327 CHARO CIR, BELGRADE, MT 59714-6504

Mortgage

Document Number	0002742115
Date	Jul 20, 2021
Instrument	2742115

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	2327 CHARO CIR, BELGRADE, MT 59714-6504
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	AMERICAN TITLE COMPANY, AMERICAN LAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2592223
Date	Sep 08, 2017
Instrument	2592223

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	BILLINGS, MT 59107

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Mar 15, 2018

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	2327 CHARO CIR, BELGRADE, MT 59714-6504
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	SECURITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2688009
Date	Jul 06, 2020
Instrument	2688009

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Jan 24, 2018
Property Address	2327 CHARO CIR, BELGRADE, MT 59714-6504
Document Number	2604339
Map Reference	PL J-586
Instrument Date	Jan 22, 2018
Instrument	2604339
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	AMERICAN TITLE COMPANY, AMERICAN LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	175 N 27TH ST # ST900, 175, BILLINGS, MT 59101-2048

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2327 CHARO CIR, BELGRADE, MT 59714-6504

Mortgage

Document Number	2604340
Date	Jan 24, 2018
Instrument	2604340

Lender

Name	PRIME MORTGAGE LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Jan 24, 2018
Property Address	2327 CHARO CIR, BELGRADE, MT 59714-6504
Document Number	0002604339
Map Reference	PL J-586
Instrument Date	Jan 22, 2018
Instrument	2604339
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	AMERICAN TITLE COMPANY, AMERICAN LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	175 N 27TH ST # ST900, ST900, BILLINGS, MT 59101-2048

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2327 CHARO CIR, BELGRADE, MT 59714-6504

Mortgage

Document Number	0002604340
Date	Jan 24, 2018
Instrument	2604340

Lender

Name	PRIME MORTGAGE LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2048

Tax Assessment & Valuation

Source: Gallatin County records · Assessment roll updated September 23, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Municipality	Belgrade City
Elementary School District	Belgrade Elementary School District (PK - 08)
Secondary School District	Belgrade High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,926.00 (-36.54%)	$559,500 (+5.07%)	$559,500 (+5.07%) Land $192,860 Building $366,640
2023	$4,611.00	$532,500	$532,500 Land $110,714 Building $421,786

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gallatin County (30031C), updated July 30, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300310001013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1981–2011)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2011, river or lake flooding, Severe Storms And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 194 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	2,000 / 1,000
Spectrum	Cable	1,000 / 1,000
SkyNet Communications	Fixed Wireless (unlicensed)	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Montana Opticom. Availability varies by address; speeds are provider-advertised maximums, not measured.

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