2326 Whitman St, Clearwater, FL 33765 Property Records

Pinellas County property record for 2326 Whitman St, Clearwater, FL 33765

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,053 sqft · built 1963
Lot Size0.149 acres (6,508 sqft)
Owner2 Individual Names on File
Last Sale$215,500 (Jul 2019)
Tax Bill$2,947 (2025)
Deeds & MortgagesJul 2018 Mortgage
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-763-4241-9

Property Details

APN / Parcel Number

Primary APNC62-000-763-4241-9
Alternative APNs
  • 18-29-16-34614-000-5110
  • 291618346140005110
  • 162918346140005110
  • R189684

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,053 sqft Living Area
Gross Area1,438 sqft
1st Floor Area1,053 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 2001
Architectural StyleH-Shape
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area6,508 sqft (0.149 acres)
Lot Dimensions100 ft deep x 65 ft wide
Garage TypeAttached
Garage Area330 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area55 sqft
Deck Area300 sqft
Patio Area1,608 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR189684
Street Address2326 WHITMAN ST
CityCLEARWATER
StateFL
Zip33765-4242
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGULF TO BAY ESTATES UNIT 2 LOT 511
Legal Range16E
Legal Township29S
Legal Section18
Legal SubdivisionGULF TO BAY ESTATES UNIT 2
Legal Tract34614
Legal Lot Number511
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group3
Census Block3006
Census Tract26703

Owner

2326 Whitman St is owned and occupied by two individuals who bought it in July 2019.

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2326 WHITMAN ST, CLEARWATER, FL 33765-4242
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 5, 2018Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jul 15, 2019Warranty Deed, Transfer · Conventional Mortgage
CMG MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 15, 2019 · Amount on File
Deed SaleJul 15, 2019 · Amount on File
Prior SaleMar 22, 2016 · Amount on File
Deed Document Number2019222555
Deed Book / Page20613 / 2472
Record UpdatedOct 29, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address2326 WHITMAN ST, CLEARWATER, FL 33765-4242
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0201141033
DateJul 5, 2018
Book Page20114/1033
Instrument2018210391
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2048

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateJul 15, 2019
Property Address2326 WHITMAN ST, CLEARWATER, FL 33765-4242
Document Number0206132472
Book / Page20613 / 2472
Map ReferenceMB 58 PG 91
Instrument DateJul 12, 2019
Instrument2019222555
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyFIDELITY NATL TTL OF FL INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,508.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address330 DUNCAN LOOP E # E27, 330, DUNEDIN, FL 34698-8395

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2326 WHITMAN ST, CLEARWATER, FL 33765-4242

Mortgage

Document Number0206132474
DateJul 15, 2019
Instrument20613/2474
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2326 Whitman St was $2,947 with exemptions applied.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityClearwater City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,947.00 Homeowner's exemption Disabled Person's exemption$204,677$360,828 Land $117,668 Building $243,160
2023$2,714.00 (-2.9%) Homeowner's exemption Disabled Person's exemption$193,116 (+3%)$340,787 (+26.55%) Land $143,906 Building $196,881
2022$2,795.00 Homeowner's exemption Disabled Person's exemption$187,491$269,291 Land $140,914 Building $128,377

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2326 Whitman St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims7 (1983–2000)
Claims Outside the SFHA2 of 7
Most Recent ClaimJul 2000 · river or lake flooding
Claims by Event
  • Tropical Storm Josephine, Oct 1996 · 2 claims
  • Hurricane Elena, Sep 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2326 Whitman St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEARWATER WATER SYSTEM
serves 115,000 people · EPA ID FL6520336
Water SourceGroundwater
Last State InspectionMay 2023
Lead3 ppb (2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 804 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Frontier, Verizon.

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