2326 Raphael Way, Lodi, CA 95242 Property Records

San Joaquin County property record for 2326 Raphael Way, Lodi, CA 95242

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,928 sqft · built 2022
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Aug 2023)
Tax Bill	$8,375 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Oct 2025 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`058-770-410-000`

Property Details

APN / Parcel Number

Primary APN	`058-770-410-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,928 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2326 RAPHAEL WAY
City	LODI
State	CA
Zip	95242-9786
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 95 VINEYARD TERRACE, UNIT NO. 1, TRACT 3986
Legal Subdivision	VINEYARD TERRACE UN #1
Legal Tract	3986
Legal Block	2
Legal Lot Number	95
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	2
Census Block	2000
Census Tract	4305

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11129 WALMORT RD, WILTON, CA 95693-9748
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Line of Credit LEAD BANK
Oct 29, 2025	Deed of Trust, Mortgage · Commercial Mortgage HOMETAP EQUITY PARTNERS LLC
Oct 4, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 16, 2023	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Aug 26, 2022	Grant Deed, Subdivision Related Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2023 · Amount on Record
Deed Sale	Aug 16, 2023 · Amount on Record
Prior Sale	Aug 26, 2022 · Amount on Record
Deed Document Number	202364927
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 14, 2026
Property Address	2326 RAPHAEL WAY, LODI, CA 95242-9786
Document Number	0000083864
Instrument Date	Sep 1, 2026
Instrument	202683864
Transaction Type	Mortgage
Record Updated	Oct 1, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2326 RAPHAEL WAY, LODI, CA 95242-9786

Mortgage

Document Number	0000083864,
Date	Sep 14, 2026
Instrument	202683864

Lender

Name	LEAD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2326 RAPHAEL WAY, LODI, CA 95242-9786
Transaction Type	Mortgage
Record Updated	Nov 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2326 RAPHAEL WAY, LODI, CA 95242-9786

Mortgage

Document Number	0000092569
Date	Oct 29, 2025
Instrument	2025-092569

Lender

Name	HOMETAP EQUITY PARTNERS LLC
Type	Mortgage Company
Address	BOSTON, MA 02116

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 28, 2035

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2326 RAPHAEL WAY, LODI, CA 95242-9786
Transaction Type	Mortgage
Record Updated	Oct 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11129 WALMORT RD, WILTON, CA 95693-9748

Mortgage

Document Number	0000078757
Date	Oct 4, 2023
Instrument	2023-078757

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 16, 2023
Property Address	2326 RAPHAEL WAY, LODI, CA 95242-9786
Document Number	0000064927
Map Reference	MB 43 PG 98
Instrument Date	Aug 15, 2023
Instrument	2023-064927
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	11129 WALMORT RD, WILTON, CA 95693-9748

August 2022: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 26, 2022
Property Address	2326 RAPHAEL WAY, LODI, CA 95242-9786
Document Number	0000101736
Map Reference	MB 43 PG 98
Instrument Date	Aug 23, 2022
Instrument	2022-101736
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 25, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2326 RAPHAEL WAY, LODI, CA 95242-9786

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,375.00 (+0.44%)
2025	$8,338.00 (+1.71%)	$714,000 (+0.56%) Land $112,200 Building $601,800
2023	$8,198.00 (+745.15%) Homeowner's exemption	$710,000 Land $110,000 Building $600,000	$615,870
2022	$970.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Softcom Internet Communications Fixed Wireless	400 / 50
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Matrix Broadband, Verizon.

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