2326 Middlecoff Dr, Dunedin, FL 34698 Property Records

Pinellas County property record for 2326 Middlecoff Dr, Dunedin, FL 34698

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,481 sqft · built 1968
Lot Size	0.166 acres (7,261 sqft)
Owner	Owner Name on Record
Last Sale	$92,500 (Apr 1999)
Tax Bill	$1,691 (2025)
Deeds & Mortgages	Sep 2017 Line of Credit Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-741-9855-7`

Property Details

APN / Parcel Number

Primary APN	`C62-000-741-9855-7`
Alternative APNs	`14-28-15-27288-000-2610` `152814272880002610` `R147820`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,481 sqft Heated Area
1st Floor Area	1,481 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1987
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Concrete Tile
Lot Area	7,261 sqft (0.166 acres)
Lot Dimensions	100 ft deep x 72 ft wide
Garage Area	294 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	358 sqft
Deck Area	350 sqft
Patio Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R147820
Old Parcel Number	152814272880002610
Street Address	2326 MIDDLECOFF DR
City	DUNEDIN
State	FL
Zip	34698-2234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWAY ESTATES 5TH ADD LOT 261
Legal Range	15
Legal Township	28
Legal Section	14
Legal Subdivision	FAIRWAY ESTATES 5TH ADD
Legal Lot Number	261
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1004
Census Tract	27106

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Dunedin Isles Golf Club Golf Course listed 2014 · 1 contributing resources · NRIS 14000283

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	2326 MIDDLECOFF DR, DUNEDIN, FL 34698-2234
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2017	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L/CLEVELAND
Sep 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 1999 · Amount on Record
Deed Sale	Apr 2, 1999 · Amount on Record
Deed Document Number	0010464792
Deed Book / Page	10464 / 792
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2326 MIDDLECOFF DR, DUNEDIN, FL 34698-2234
Document Number	0197982625
Instrument Date	Sep 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2326 MIDDLECOFF DR DUNEDIN FL 346982234, DUNEDIN, FL 34698-2234

Mortgage

Document Number	0197982625
Date	Oct 9, 2017
Book Page	019798/002625
Instrument	307008

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2047

Interest

Rate Type	Adjustable Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2326 MIDDLECOFF DR, DUNEDIN, FL 34698-2234
Document Number	0197782630
Instrument Date	Sep 15, 2017
Transaction Type	Mortgage
Record Updated	Oct 11, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2326 MIDDLECOFF DR DUNEDIN FL 346982234, DUNEDIN, FL 34698-2234

Mortgage

Document Number	0197782630
Date	Sep 21, 2017
Book Page	019778/002630
Instrument	289506

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.14%

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Dunedin City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,691.00 (+9.31%) Homeowner's exemption	$137,613 (+5.99%)	$410,106 (+22.12%) Land $229,011 Building $181,095
2023	$1,547.00 (+3.83%) Homeowner's exemption	$129,840 (+3%)	$335,822 (+23.6%) Land $191,741 Building $144,081
2022	$1,490.00 Homeowner's exemption	$126,058	$271,696 Land $191,166 Building $80,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 151 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	151 in force
Nearby Flood Claims	57 (1979–2024)
Claims Outside the SFHA	6 of 57
Most Recent Claim	Oct 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Oct 2024 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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