2326 Jose Rd, Kawkawlin, MI 48631 Property Records

Bay County property record for 2326 Jose Rd, Kawkawlin, MI 48631

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,176 sqft · built 1957
Lot Size0.88 acres (38,333 sqft)
OwnerIndividual Name on Record
Last Sale$8,000 (Dec 1985)
Tax Bill$1,564 (2026)
Deeds & MortgagesJan 2023 Transfer
Jan 2023 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN080-026-400-150-01

Property Details

APN / Parcel Number

Primary APN080-026-400-150-01

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,176 sqft Living Area
1st Floor Area1,176 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Lot Area38,333 sqft (0.88 acres)
Lot Dimensions300 ft deep x 128 ft wide
Garage Area352 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address2326 JOSE RD
CityKAWKAWLIN
StateMI
Zip48631-9437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG 937.55 FT E OF CTR OF SEC 26, TH S02?15'W 267.03 FT, TH E 128 FT, TH N02?15'E 267.03 FT, TH W 128 FT TO POB; ALSO N 1/2
JurisdictionBAY MI
Township / Civil DivisionKAWKAWLIN
Census Block Group2
Census Block2012
Census Tract286102

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2326 JOSE RD, KAWKAWLIN, MI 48631-9437
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2023Intrafamily Transfer, Transfer
Jan 12, 2023Intrafamily Transfer, Transfer
Jan 12, 2023Intrafamily Transfer, Transfer
Apr 18, 2017Deed of Trust, Mortgage · Conventional Mortgage
WANIGAS CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 23, 1985 · Amount on Record
Deed SaleDec 23, 1985 · Amount on Record
Deed Book / Page1004 / 632
Last Transfer DateJan 12, 2023
Transfer Doc0000000424
Record UpdatedSep 20, 2026

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBAY MI
Recording DateJan 12, 2023
Property Address2326 JOSE RD, KAWKAWLIN, MI 48631-9437
Document Number0000000426
Instrument DateJan 11, 2023
Instrument202300426
Transaction TypeTransfer
Record UpdatedJul 24, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2326 JOSE RD, KAWKAWLIN, MI 48631-9437

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBAY MI
Recording DateJan 12, 2023
Property Address2326 JOSE RD, KAWKAWLIN, MI 48631-9437
Document Number0000000424
Instrument DateJan 11, 2023
Instrument202300424
Transaction TypeTransfer
Record UpdatedJul 24, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2326 JOSE RD, KAWKAWLIN, MI 48631-9437

Transferred To (Grantee/Buyer)

NameVerified Name
Address2326 JOSE RD, KAWKAWLIN, MI 48631-9437

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBAY MI
Recording DateJan 12, 2023
Property Address2326 JOSE RD, KAWKAWLIN, MI 48631-9437
Document Number0000000425
Instrument DateJan 11, 2023
Instrument202300425
Transaction TypeTransfer
Record UpdatedJul 24, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2326 JOSE RD, KAWKAWLIN, MI 48631-9437

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY MI
Property Address2326 JOSE RD, KAWKAWLIN, MI 48631-9437
Document Number0032140277
Book / Page003214 / 000277
Instrument DateApr 18, 2017
Transaction TypeMortgage
Record UpdatedJul 25, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2326 JOSE RD KAWKAWLIN MI 486319437, KAWKAWLIN, MI 48631-9437

Mortgage

Document Number0032140277
DateMay 1, 2017
Book Page003214/000277
Lender
NameWANIGAS CU
Address4026 SHATTUCK RD, SAGINAW, MI 48603-3075
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 30, 2032

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBay County
County SubdivisionKawkawlin Township
Unified School DistrictBay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,564.00 (+12.6%) Homeowner's exemption$65,300 (+34.36%)$130,600 (+34.36%)
2023$48,600 (+8.72%)$97,200 (+8.72%)
2022$1,389.00 Homeowner's exemption$44,700$89,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims5 (2017–2020)
Most Recent ClaimMay 2020 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKAWKAWLIN METRO DIST WATER SUP
serves 1,480 people · EPA ID MI0003570
Water SourcePurchased surface water from BAY AREA WATER SYSTEM
Last State InspectionSep 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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