2326 E Rich Ave, Spokane, WA 99207 Property Records

Spokane County property record for 2326 E Rich Ave, Spokane, WA 99207

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,851 sqft · built 1973
Lot Size	0.144 acres (6,255 sqft)
Owner	2 Individual Names on File
Last Sale	$184,000 (Jun 2018)
Tax Bill	$3,119 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Feb 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35041.1917`

Property Details

APN / Parcel Number

Primary APN	`35041.1917`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,851 sqft Living Area
Gross Area	1,950 sqft
1st Floor Area	975 sqft
Basement Area	975 sqft
Finished Basement	876 sqft
Unfinished Basement	99 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,255 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Deck Area	192 sqft
Patio Area	192 sqft
Canopy	364 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2326 E RICH AVE
City	SPOKANE
State	WA
Zip	99207-5856
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	ARLINGTON HTS 1ST HUGHSON & CHAMBERLINS LTS 15&16 BLK 19
Legal Range	43E
Legal Township	25N
Legal Section	04
Legal Subdivision	ARLINGTON HTS
Legal Block	19
Legal Lot Number	15,16
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3019
Census Tract	1600

Owner

2326 E Rich Ave is owned and occupied by two individuals who bought it in June 2018.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2326 E RICH AVE, SPOKANE, WA 99207-5856
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 28, 2024	Deed of Trust, Mortgage · FHA Mortgage NETWORK CAPITAL FUNDING CORP
Jun 14, 2018	Warranty Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD
Jun 9, 2017	Warranty Deed, Transfer · FHA Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2018 · Amount on File
Deed Sale	Jun 14, 2018 · Amount on File
Prior Sale	Jun 9, 2017 · Amount on File
Deed Document Number	20186716120
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	2326 E RICH AVE, SPOKANE, WA 99207-5856
Transaction Type	Mortgage
Record Updated	Oct 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007442760
Date	Sep 24, 2025
Instrument	7442760

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 30, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	2326 E RICH AVE, SPOKANE, WA 99207-5856
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2326 E RICH AVE, SPOKANE, WA 99207-5856

Mortgage

Document Number	0007335568
Date	Feb 28, 2024
Instrument	7335568

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	MIAMI, FL 33131

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 14, 2018
Property Address	2326 E RICH AVE, SPOKANE, WA 99207-5856
Document Number	0006716120
Map Reference	VOL C PG40
Instrument Date	Jun 11, 2018
Instrument	6716120
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	TICOR TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,280.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2326 E RICH AVE, SPOKANE, WA 99207-5856

Mortgage

Document Number	0006716121
Date	Jun 14, 2018
Instrument	6716121

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Mortgage

Document Number	0006716122
Date	Jun 14, 2018
Instrument	6716122

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77056

Agreement

Term	361 Months
Due	Jul 1, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 9, 2017
Property Address	2326 E RICH AVE, SPOKANE, WA 99207-5856
Document Number	0006610592
Map Reference	VOL C PG40
Instrument Date	May 31, 2017
Instrument	6610592
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,817.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16102 E BROAD AVE, SPOKANE VALLEY, WA 99216-1502

Mortgage

Document Number	0006610593
Date	Jun 9, 2017
Instrument	6610593

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Mortgage

Document Number	0006610594
Date	Jun 9, 2017
Instrument	6610594

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 2326 E Rich Ave was $3,119, down 7.1% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,119.00 (-7.06%)	$311,100 Land $90,000 Building $221,100	$311,100 Land $90,000 Building $221,100
2025	$3,356.00
2024		$333,100 (+26.08%) Land $65,000 Building $268,100	$333,100 (+26.08%) Land $65,000 Building $268,100
2023	$3,259.00 (+5.4%)	$264,200 Land $42,000 Building $222,200	$264,200 Land $42,000 Building $222,200
2022	$3,092.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2326 E Rich Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2326 E Rich Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: TDS Telecom, Verizon.

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