2326 E Bay Ridge Dr, Au Gres, MI 48703 Property Records

Arenac County property record for 2326 E Bay Ridge Dr, Au Gres, MI 48703

Property Summary

Property Type	Single Family Home
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Jan 2021)
Tax Bill	$2,891 (2025)
Deeds & Mortgages	Dec 2017 Refinance Dec 2017 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003-2-A70-000-052-00`

Property Details

APN / Parcel Number

Primary APN	`003-2-A70-000-052-00`

Exterior

Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	218 ft deep x 80 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2326 E BAY RIDGE DR
City	AU GRES
State	MI
Zip	48703-9483
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T19N R6E SEC 35 LT 52 AUGRES BOAT CLUB SUB
Legal Range	06E
Legal Township	19N
Legal Section	35
Legal Subdivision	AUGRES BOAT CLUB SUB
Legal Lot Number	52
Jurisdiction	ARENAC MI
Township / Civil Division	AU GRES
Census Block Group	1
Census Block	1069
Census Tract	970400

Owner

Source: Arenac County records · APN 003-2-A70-000-052-00

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2326 E BAY RIDGE DR, AU GRES, MI 48703-9483
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 08, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Dec 08, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Dec 08, 2017	Deed of Trust, Mortgage LOANDEPOTCOM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 15, 2021 · Amount on Record
Deed Sale	Jan 15, 2021 · Amount on Record
Record Updated	Jun 08, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARENAC MI
Property Address	2326 E BAY RIDGE DR, AU GRES, MI 48703-9483
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201704193
Date	Dec 08, 2017
Instrument	201704193

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	337 Months
Due	Jan 01, 2046

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARENAC MI
Property Address	2326 E BAY RIDGE DR, AU GRES, MI 48703-9483
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201704193
Date	Dec 08, 2017
Instrument	201704193

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	337 Months
Due	Jan 01, 2046

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARENAC MI
Property Address	2326 E BAY RIDGE DR, AU GRES, MI 48703-9483
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201704193
Date	Dec 08, 2017
Instrument	201704193

Lender

Name	LOANDEPOTCOM LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	337 Months
Due	Jan 01, 2046

Tax Assessment & Valuation

Source: Arenac County records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Arenac County
County Subdivision	Au Gres Township
Unified School District	Au Gres-Sims School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,500	$223,000
2025	$2,891.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 15, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	6 (1986–2020)
Claims Outside the SFHA	1 of 6
Most Recent Claim	May 2020 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 2 claims

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 45 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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