Polk County property record for 2326 E 13th St, Des Moines, IA 50316
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 830 sqft · built 1911 |
| Lot Size | 0.172 acres (7,504 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $107,000 (Feb 2018) |
| Tax Bill | $3,116 (2024) |
| Deeds & Mortgages | Dec 2020 Mortgage Feb 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7924-26-479-030 |
| Primary APN | 7924-26-479-030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 830 sqft Living Area |
| Gross Area | 1,228 sqft |
| 1st Floor Area | 830 sqft |
| Attic Area | 398 sqft |
| Basement Area | 398 sqft |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Foundation Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,504 sqft (0.172 acres) |
| Lot Dimensions | 134 ft deep x 56 ft wide |
| Porch | Enclosed Porch |
| Porch Area | 176 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Street Address | 2326 E 13TH ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50316-1915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 A W GUTHRIES ADD |
| Legal Subdivision | A W GUTHRIES ADD |
| Legal Lot Number | 1 |
| Jurisdiction | POLK IA |
| Township / Civil Division | LEE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 1500 |
Source: Polk County records, as of October 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2326 E 13TH ST, DES MOINES, IA 50316-1915 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| Feb 1, 2018 | Warranty Deed, Transfer · Conventional with PMI STEARNS LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 2018 · Amount on Record |
| Deed Sale | Feb 1, 2018 · Amount on Record |
| Prior Sale | Jul 12, 2004 · Amount on Record |
| Deed Document Number | 2017-00060853 |
| Deed Book / Page | 16808 / 0269 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 2326 E 13TH ST, DES MOINES, IA 50316-1915 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000068519 |
|---|---|
| Date | Dec 16, 2020 |
| Book Page | 18254/579 |
| Instrument | 2020-00068519 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEWISVILLE, TX 75057 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Feb 1, 2018 |
| Property Address | 2326 E 13TH ST, DES MOINES, IA 50316-1915 |
| Document Number | 0000060853 |
| Book / Page | 016808 / 000269 |
| Instrument Date | Jan 30, 2018 |
| Instrument | 60853 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $170.40 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2326 E 13TH ST DES MOINES IA 503161915, DES MOINES, IA 50316-1915 |
| Document Number | 60855 |
|---|---|
| Date | Feb 1, 2018 |
| Book Page | 016808/000273 |
| Instrument | 60855 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 31, 2048 |
Source: Polk County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $180,800 (+16.49%) Land $33,800 Building $147,000 | $180,800 (+16.49%) Land $33,800 Building $147,000 | |
| 2024 | $3,116.00 (+12.57%) | ||
| 2023 | $155,200 Land $29,000 Building $126,200 | $155,200 Land $29,000 Building $126,200 | |
| 2020 | $2,768.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
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