Mecklenburg County property record for 2326 Croydon Rd, Charlotte, NC 28207
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5 ba · 4,200 sqft · built 1940 |
| Lot Size | 0.447 acres (19,493 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,375,000 (Jun 2019) |
| Tax Bill | $18,310 (2023) |
| Deeds & Mortgages | Jun 2021 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 151-131-12 |
| Primary APN | 151-131-12 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 4,200 sqft Heated Area |
| Gross Area | 4,185 sqft |
| 1st Floor Area | 2,545 sqft |
| Upper Floors Area | 1,640 sqft |
| Attic Area | 253 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Roof Material | Wood |
| Lot Area | 19,493 sqft (0.447 acres) |
| Garage Area | 576 sqft |
| Porch | Porch |
| Porch Area | 324 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 151-131-12 |
|---|---|
| Street Address | 2326 CROYDON RD |
| City | CHARLOTTE |
| State | NC |
| Zip | 28207-2704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LC B44 M332-261 |
| Legal Subdivision | MYERS PARK |
| Legal Block | 44 |
| Legal Lot Number | C44 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 2702 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Myers Park Historic District listed 1987 · 678 contributing resources · NRIS 87000655 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
2326 Croydon Rd is owned and occupied by an individual who bought it in June 2019.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2326 CROYDON RD, CHARLOTTE, NC 28207-2704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 17, 2019 | Warranty Deed, Transfer · ARM WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2019 · Amount on File |
| Deed Sale | Jun 17, 2019 · Amount on File |
| Prior Sale | Apr 6, 2009 |
| Deed Document Number | 0033594174 |
| Deed Book / Page | 33594 / 174 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2326 CROYDON RD, CHARLOTTE, NC 28207-2704 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000116074 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | 36179/428 |
| Instrument | 2021116074 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jun 17, 2019 |
| Property Address | 2326 CROYDON RD, CHARLOTTE, NC 28207-2704 |
| Document Number | 0000074579 |
| Book / Page | 33594 / 174 |
| Map Reference | MB 332 PG 261 |
| Instrument Date | Jun 11, 2019 |
| Instrument | 2019074579 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Title Company | MASTER TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2615 FLINTGROVE RD, 2615, CHARLOTTE, NC 28226-5620 |
| Name | Verified Name |
|---|
| Document Number | 0000074580 |
|---|---|
| Date | Jun 17, 2019 |
| Instrument | 2019074580 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.87% |
| Index | 1-Year LIBOR |
| Max Rate | 7.87% |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 2326 Croydon Rd in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 15 (1979–2017) |
| Claims Outside the SFHA | 5 of 15 |
| Most Recent Claim | Jul 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2326 Croydon Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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