2326 Central Ave, Dubuque, IA 52001 Property Records

Dubuque County property record for 2326 Central Ave, Dubuque, IA 52001

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,760 sqft · built 1900
Lot Size	0.059 acres (2,560 sqft)
Owner	Company Name on Record
Last Sale	$30,000 (Apr 2021)
Tax Bill	$1,318 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-13-383-005`

Property Details

APN / Parcel Number

Primary APN	`10-13-383-005`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,760 sqft Total Area
1st Floor Area	880 sqft
Upper Floors Area	880 sqft
Basement Area	880 sqft
Unfinished Basement	880 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,560 sqft (0.059 acres)
Lot Dimensions	80 ft deep x 32 ft wide
Garage Type	Detached
Garage Area	562 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2326 CENTRAL AVE
City	DUBUQUE
State	IA
Zip	52001-3507
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	CI
Legal Description	W 1/2-S 1/2-LOT 21 L H LANGWORTHY'S ADD
Legal Range	02E
Legal Township	89N
Legal Section	13
Legal Subdivision	PRESCOTT
Legal Lot Number	21
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	4
Census Block	4003
Census Tract	500

Owner

Source: Dubuque County records, as of July 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	985 W 5TH ST, DUBUQUE, IA 52001-6533
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CREDIT UNION
Aug 16, 2021	Deed of Trust, Mortgage FIDELITY BANK & TRUST
Oct 19, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2021 · Amount on Record
Deed Sale	Apr 1, 2021 · Amount on Record
Prior Sale	Jul 1, 2020 · Amount on Record
Deed Document Number	20215096
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Recording Date	Jul 23, 2026
Property Address	2326 CENTRAL AVE, DUBUQUE, IA 52001-3507
Document Number	0000008087
Instrument Date	Jul 23, 2026
Instrument	20268087
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000008087,
Date	Jul 23, 2026
Instrument	20268087

Lender

Name	DUPACO COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2056

Interest

Rate	6.49%
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	2326 CENTRAL AVE, DUBUQUE, IA 52001-3507
Transaction Type	Mortgage
Record Updated	Oct 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	985 W 5TH ST, DUBUQUE, IA 52001-6533

Mortgage

Document Number	0000013525
Date	Aug 16, 2021
Instrument	2021-00013525

Lender

Name	FIDELITY BANK & TRUST
Type	Bank
Address	DUBUQUE, IA 52002

Agreement

Amount	Amount Recorded

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Oct 19, 2020
Property Address	2326 CENTRAL AVE, DUBUQUE, IA 52001-3507
Document Number	0000016147
Instrument Date	Oct 19, 2020
Instrument	16147
Transaction Type	Transfer
Record Updated	Nov 16, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$28.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7570 RIDGEVIEW DR DUBUQUE IA 520039525, DUBUQUE, IA 52003-9525

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,318.00	$111,700 (+21.94%) Land $11,800 Building $99,900	$111,700 (+21.94%) Land $11,800 Building $99,900
2024	$1,318.00 (+3.45%)
2023		$91,600 (+23.97%) Land $10,300 Building $81,300	$91,600 (+23.97%) Land $10,300 Building $81,300
2022	$1,274.00	$73,890 Land $8,830 Building $65,060
2021			$73,890 Land $8,830 Building $65,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2002)
Most Recent Claim	Jun 2002 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2002 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 787 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Comelec Internet Services, T-Mobile.

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