23259 McNamee Ave, Punta Gorda, FL 33980 Property Records

Charlotte County property record for 23259 McNamee Ave, Punta Gorda, FL 33980

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,584 sqft · built 1990
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Sep 2021)
Tax Bill	$4,495 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`402213131011`

Property Details

APN / Parcel Number

Primary APN	`402213131011`
Alternative APNs	`00219080000009` `10004575486`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,584 sqft Living Area
Gross Area	2,832 sqft
1st Floor Area	2,584 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Driveway	Driveway
Driveway Area	588 sqft

Exterior Amenities

Pool Area	392 sqft
Porch	Slab
Porch Area	248 sqft
Shed	1 Shed
Shed Area	160 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00219080000009
Street Address	23259 MCNAMEE AVE
City	PUNTA GORDA
State	FL
Zip	33980-4802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PORT CHARLOTTE SEC20 BLK2298 LT 17 309/522 611/2191 621/942 658/98854/1637 1050/1959 3524/1556 4392/1486 4850/1049 E3185609
Legal Range	22E
Legal Township	40S
Legal Section	13
Legal Subdivision	PORT CHARLOTTE
Legal Tract	PCH
Legal Block	2298
Legal Lot Number	17
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	1
Census Block	1072
Census Tract	20203

Owner

23259 McNamee Ave is owned and occupied by two individuals who bought it in September 2021.

Source: Charlotte County records, as of November 19, 2025

Owner of Record	2 Individual Names on File
Mailing Address	12730 GARTNEY LN, BRISTOW, VA 20136-2583
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 23, 2019	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
Dec 28, 2018	Warranty Deed, Transfer · FHA Mortgage CITYWORTH MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2021 · Amount on File
Deed Sale	Sep 30, 2021 · Amount on File
Prior Sale	Dec 28, 2018 · Amount on File
Deed Document Number	20213004039
Deed Book / Page	4850 / 1049
Prior Transfer Date	Nov 8, 2010
Prior Transfer Doc	0035241556
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 30, 2021
Property Address	23259 MCNAMEE AVE, PORT CHARLOTTE, FL 33980-4802
Document Number	0048501049
Book / Page	4850 / 1049
Map Reference	MB 5 PG 10A-10F
Instrument Date	Sep 30, 2021
Instrument	3004039
Transaction Type	Transfer
Record Updated	Oct 13, 2021
Title Company	SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1521 GRACE AVE, 1521, FORT MYERS, FL 33901-6832

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12730 GARTNEY LN, BRISTOW, VA 20136-2583
Investor	Possibly a Property Investor

Mortgage

Document Number	48501051
Date	Sep 30, 2021
Instrument	4850/1051

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	23259 MCNAMEE AVE, PORT CHARLOTTE, FL 33980-4802
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044851484
Date	Sep 23, 2019
Book Page	4485/1484
Instrument	2745934

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 28, 2018
Property Address	23259 MCNAMEE AVE, PORT CHARLOTTE, FL 33980-4802
Document Number	0043921486
Book / Page	4392 / 1486
Map Reference	MB 5 PG 10A-10F
Instrument Date	Dec 26, 2018
Instrument	2672544
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25528 PALISADE RD, 25528, PUNTA GORDA, FL 33983-6114

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	23259 MCNAMEE AVE, PUNTA GORDA, FL 33980-4802

Mortgage

Document Number	0002672545
Date	Dec 28, 2018
Instrument	2672545

Lender

Name	CITYWORTH MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 23259 McNamee Ave was $4,495 with a homeowner's exemption, down 21.8% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,495.00 (-21.84%) Homeowner's exemption	$338,001 Land $18,700 Building $319,301	$338,001 Land $18,700 Building $319,301
2024	$5,751.00 (-5.35%)
2023	$6,076.00 (+1.2%) Homeowner's exemption	$378,461 (+13.11%)	$289,122 (-13.59%) Land $22,000 Building $267,122
2022	$6,004.00	$334,596 Land $13,175 Building $321,421	$334,596 Land $13,175 Building $321,421

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23259 McNamee Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23259 McNamee Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
CenturyLink Fiber	3,000 / 3,000
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: BridgeMAXX Suncoast Broadband, Verizon.

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