23258 Oak St, Dearborn, MI 48128 Property Records

Wayne County property record for 23258 Oak St, Dearborn, MI 48128

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,401 sqft · built 1949
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Sep 2022)
Tax Bill	$6,480 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Sep 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-09-161-23-008`

Property Details

APN / Parcel Number

Primary APN	`82-09-161-23-008`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,401 sqft Living Area
1st Floor Area	926 sqft
Basement Area	926 sqft
Unfinished Basement	926 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Brick
Construction Type	Frame
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	128 ft deep x 44 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	23258 OAK ST
City	DEARBORN
State	MI
Zip	48128-1308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	W 4 FT OF LOT 49 AND LOT 50 INCLUDING HALF OF THE ADJOINING VACATED ALLEY YORK PARK SUB
Legal Subdivision	YORK PARK
Legal Lot Number	49-50
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	2
Census Block	2025
Census Tract	574600

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23258 OAK ST, DEARBORN, MI 48128-1308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
Sep 7, 2022	Warranty Deed, Transfer MICHIGAN TITLE INSURANCE AGENCY INC, MICHIGAN TITLE INS AGCY INC
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2022 · Amount on Record
Deed Sale	Sep 7, 2022 · Amount on Record
Prior Sale	Jan 6, 2011 · Amount on Record
Deed Document Number	2022279578
Deed Book / Page	57841 / 751
Prior Transfer Date	Jun 21, 2016
Prior Transfer Doc	0530730731
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	23258 OAK ST, DEARBORN, MI 48128-1308
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5590 NOTTINGHAM CT, DEARBORN, MI 48126-4282

Mortgage

Document Number	0578440171
Date	Sep 9, 2022
Book Page	57844/171
Instrument	2022281331

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Sep 7, 2022
Property Address	23258 OAK ST, DEARBORN, MI 48128-1308
Document Number	0578410751
Book / Page	57841 / 751
Map Reference	LB 48 PG 20
Instrument Date	Sep 2, 2022
Instrument	2022279578
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	MICHIGAN TITLE INSURANCE AGENCY INC, MICHIGAN TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Tax	$2,287.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23258 OAK ST, DEARBORN, MI 48128-1308

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23258 OAK ST, DEARBORN, MI 48128-1308

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	23258 OAK ST, DEARBORN, MI 48128-1308
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23258 OAK ST, DEARBORN, MI 48128-1308

Mortgage

Document Number	0561850222
Date	Nov 9, 2020
Book Page	56185/222
Instrument	2020318257

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2030

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,300 (+9.51%)	$292,600 (+9.51%)
2025	$6,480.00 (+86.74%) Homeowner's exemption	$133,600 (+35.22%)	$267,200 (+35.22%)
2023		$98,800	$197,600
2019	$3,470.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 839 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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