St. Louis County property record for 2325 W 12th St, Duluth, MN 55806
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,188 sqft · built 1927 |
| Lot Size | 0.121 acres (5,278 sqft) |
| Owner | Individual Name on File |
| Last Sale | $223,624 (Jul 2023) |
| Tax Bill | $2,522 (2026) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Jul 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2110-03410 |
| Primary APN | 010-2110-03410 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,188 sqft Gross Area |
| 1st Floor Area | 720 sqft |
| Basement Area | 120 sqft |
| Finished Basement | 120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 5,278 sqft (0.121 acres) |
| Garage Area | 576 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 40 sqft |
| Deck Area | 30 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Account Number | 1152072 |
|---|---|
| Street Address | 2325 W 12TH ST |
| City | DULUTH |
| State | MN |
| Zip | 55806-1207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELY 1/2 OF LOT 4 AND ALL OF LOT 5 SERIAL # |
| Legal Subdivision | HARRISONS BROOKDALE DIV OF DUL |
| Legal Block | 40 |
| Legal Lot Number | 4-5 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 2400 |
2325 W 12th St is owned and occupied by an individual who bought it in July 2023.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2325 W 12TH ST, DULUTH, MN 55806-1207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2023 | Warranty Deed, Transfer · Conventional Mortgage FRANDSEN BANK & TRUST |
| Jul 27, 2023 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2023 · Amount on File |
| Deed Sale | Jul 27, 2023 · Amount on File |
| Deed Document Number | 20231470878 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 27, 2023 |
| Property Address | 2325 W 12TH ST, DULUTH, MN 55806-1207 |
| Document Number | 0001470878 |
| Instrument Date | Jul 20, 2023 |
| Instrument | 1470878 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2023 |
| Title Company | THE TITLE FIRM, THE TITLE TEAM |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $737.96 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2325 W 12TH ST, DULUTH, MN 55806-1207 |
| Document Number | 0001470879 |
|---|---|
| Date | Jul 27, 2023 |
| Instrument | 1470879 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 27, 2023 |
| Property Address | 2325 W 12TH ST, DULUTH, MN 55806-1207 |
| Document Number | 0001470877 |
| Instrument Date | Jul 19, 2023 |
| Instrument | 1470877 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2325 W 12TH ST, DULUTH, MN 55806-1207 |
The 2026 property tax bill for 2325 W 12th St was $2,522 with a homeowner's exemption, up 14.1% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,522.00 (+14.12%) Homeowner's exemption | ||
| 2025 | $2,210.00 (+8.55%) Homeowner's exemption | $214,700 (+15.06%) Land $19,800 Building $194,900 | $214,700 (+15.06%) Land $19,800 Building $194,900 |
| 2024 | $2,036.00 (+33.95%) | $186,600 Land $23,700 Building $162,900 | $186,600 Land $23,700 Building $162,900 |
| 2023 | $1,520.00 Homeowner's exemption Disabled Person's exemption | ||
| 2022 | $148,900 (+21.35%) Land $20,900 Building $128,000 | $148,900 (+21.35%) Land $20,900 Building $128,000 | |
| 2021 | $122,700 Land $10,300 Building $112,400 | $122,700 Land $10,300 Building $112,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2325 W 12th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979–1985) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2325 W 12th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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