2325 Towering Oaks Cir, Seffner, FL 33584 Property Records

Hillsborough County property record for 2325 Towering Oaks Cir, Seffner, FL 33584

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,918 sqft · built 2000
Lot Size	0.196 acres (8,543 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Apr 2024)
Tax Bill	$6,403 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`066382-2672`

Property Details

APN / Parcel Number

Primary APN	`066382-2672`
Alternative APN	`U11292029W000002000080`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,918 sqft Living Area
Gross Area	2,908 sqft
1st Floor Area	1,918 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2012
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,543 sqft (0.196 acres)
Lot Dimensions	126 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Screened Porch
Porch Area	528 sqft
Patio Area	204 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0663822672
Street Address	2325 TOWERING OAKS CIR
City	SEFFNER
State	FL
Zip	33584-8408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	KINGSWAY OAKS UNIT 2 LOT 8 BLOCK 2
Legal Range	20E
Legal Township	29S
Legal Section	11
Legal Subdivision	KINGSWAY OAKS UNIT 2
Legal Tract	29W
Legal Block	2
Legal Lot Number	8
Legal Unit	2
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	2
Census Block	2018
Census Tract	12207

Owner

2325 Towering Oaks Cir is owned and occupied by two individuals who bought it in April 2024.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2325 TOWERING OAKS CIR, SEFFNER, FL 33584-8408
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC
Sep 27, 2021	Deed of Trust, Mortgage · FHA Mortgage RP FUNDING INC
Feb 21, 2024	Warranty Deed, Transfer · Conventional Mortgage GREENBOX LOANS INC
Apr 30, 2024	Warranty Deed, Transfer · Conventional Mortgage GREENBOX LOANS INC
Dec 12, 2019	Deed of Trust, Mortgage · FHA Mortgage RP FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2024 · Amount on File
Deed Sale	Apr 30, 2024 · Amount on File
Prior Sale	Dec 5, 2000 · Amount on File
Deed Document Number	2024172705
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	2325 TOWERING OAKS CIR, SEFFNER, FL 33584-8408
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2325 TOWERING OAKS CIR, SEFFNER, FL 33584-8408

Mortgage

Document Number	0000220235
Date	Apr 28, 2022
Instrument	2022220235

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	2325 TOWERING OAKS CIR, SEFFNER, FL 33584-8408
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2325 TOWERING OAKS CIR, SEFFNER, FL 33584-8408

Mortgage

Document Number	0000484724
Date	Sep 27, 2021
Instrument	2021484724

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	LAKE MARY, FL 32746

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROWARD FL
Recording Date	Feb 21, 2024
Property Address	2325 TOWERING OAKS CIR, SEFFNER, FL 33584-8408
Document Number	0119404854
Map Reference	MB 84 PG 99
Instrument Date	Feb 15, 2024
Instrument	119404854
Transaction Type	Transfer
Record Updated	Feb 28, 2024
Title Company	NOT AVAILABLE, INTERCROSS TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5411 BORAN PL, TAMPA, FL 33610-2012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2325 TOWERING OAKS CIR, SEFFNER, FL 33584-8408

Mortgage

Document Number	0119404855
Date	Feb 21, 2024
Instrument	119404855

Lender

Name	GREENBOX LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Apr 30, 2024
Property Address	2325 TOWERING OAKS CIR, SEFFNER, FL 33584-8408
Document Number	0000172705
Map Reference	MB 84 PG 99
Instrument Date	Feb 15, 2024
Instrument	2024172705
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	INTERRA TITLE LLC, INTERCROSS TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5411 BORAN PL, TAMPA, FL 33610-2012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2325 TOWERING OAKS CIR, SEFFNER, FL 33584-8408

Mortgage

Document Number	0000172706
Date	Apr 30, 2024
Instrument	2024172706

Lender

Name	GREENBOX LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2054

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	2325 TOWERING OAKS CIR, SEFFNER, FL 33584-8408
Document Number	0000030809
Instrument Date	Dec 12, 2019
Transaction Type	Mortgage
Record Updated	Mar 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2325 TOWERING OAKS CIR SEFFNER FL 335848408, SEFFNER, FL 33584-8408

Mortgage

Document Number	0000030809
Date	Jan 30, 2020
Instrument	30809

Lender

Name	RP FNDG
Type	Funding / Finance Company
Address	LAKE MARY, FL 32746

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2325 Towering Oaks Cir was $6,403 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$359,884 (+1.39%) Land $82,210 Building $277,674	$359,884 (+1.39%) Land $82,210 Building $277,674
2025	$6,403.00 Homeowner's exemption	$354,941 Land $82,210 Building $272,731	$354,941 Land $82,210 Building $272,731
2023	$2,509.00 (+6.77%) Homeowner's exemption	$151,571 (+3%)	$334,623 (-0.46%) Land $69,229 Building $265,394
2022	$2,350.00 Homeowner's exemption	$147,156	$336,171 Land $69,229 Building $266,942

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2325 Towering Oaks Cir in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	13 (1988–2024)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2325 Towering Oaks Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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