2325 Smith St, Ashland, KY 41101 Property Records

Boyd County property record for 2325 Smith St, Ashland, KY 41101 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,280 sqft · built 1960
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$11,000 (Oct 2022)
Tax Bill	$1,609 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031-11-20-007.00`

Property Details

APN / Parcel Number

Primary APN	`031-11-20-007.00`
Alternative APN	`660411`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,280 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Driveway	Asphalt Driveway

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	660411
Street Address	2325 SMITH ST
City	ASHLAND
State	KY
Zip	41101-4823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF LOTS 1 & 2 SECTION 1 WEST OAKVIEW
Legal Subdivision	OAKVIEW
Legal Block	1
Legal Lot Number	1,2
Jurisdiction	BOYD KY
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1025
Census Tract	30500

Owner

Source: Boyd County records · APN 031-11-20-007.00

Assessment roll updated January 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	204 LUCILLE DR, LEXINGTON, KY 40511-8614
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 03, 2022 · Amount on Record
Deed Sale	Oct 03, 2022 · Amount on Record
Prior Sale	May 26, 2021 · Amount on Record
Deed Document Number	202210014852
Deed Book / Page	844 / 54
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOYD KY
Recording Date	Jun 05, 2023
Property Address	2325 SMITH ST, ASHLAND, KY 41101-4823
Document Number	000850/587
Book / Page	850 / 587
Instrument Date	May 31, 2023
Instrument	10020420
Transaction Type	Transfer
Record Updated	Jun 26, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$263.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7330 JORDAN DR, ASHLAND, KY 41102-9417

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2325 SMITH ST, ASHLAND, KY 41101-4823

Mortgage

Document Number	0010020421
Date	Jun 05, 2023
Instrument	10020421

Lender

Name	VICTORIAN FINANCE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2053

Tax Assessment & Valuation

Source: Boyd County records · Assessment roll updated January 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Boyd County
Municipality	Ashland City
Unified School District	Ashland Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,609.00 (+54.41%)	$263,000 (+64.48%) Land $40,000 Building $223,000	$263,000 (+64.48%) Land $40,000 Building $223,000
2023	$1,042.00 (-1.04%)	$159,900 (-) Land $25,000 Building $134,900	$159,900 (-) Land $25,000 Building $134,900
2022	$1,053.00	$159,900 Land $25,000 Building $134,900	$159,900 Land $25,000 Building $134,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Boyd County (21019C), updated October 15, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 575 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Uniti Group, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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