2325 Mortensen Ct, Elverta, CA 95626 Property Records

Sacramento County property record for 2325 Mortensen Ct, Elverta, CA 95626

Property Summary

Property Type	Duplex
Details	6 bd · 4 ba · 2,479 sqft · built 2024
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$810,000 (May 2024)
Tax Bill	$9,225 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2025 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`203-0392-045-0000`

Property Details

APN / Parcel Number

Primary APN	`203-0392-045-0000`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Duplex Single
Lot Area	8,276 sqft (0.19 acres)
Garage Area	698 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	2325 MORTENSEN CT
City	ELVERTA
State	CA
Zip	95626-9749
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RD-5
Legal Description	MIRANDA ESTATES 02, LOT 4
Legal Subdivision	MIRANDA ESTATES 02
Legal Lot Number	4
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2001
Census Tract	7207

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2325 MORTENSEN CT, B, ELVERTA, CA 95626-9749
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 3, 2024	Grant Deed, Transfer · Conventional Mortgage CALIFORNIA LOAN ASSOCIATES INC
Dec 5, 2023	Deed of Trust, Mortgage · Commercial Mortgage S & C KAPITAL LLC
Aug 3, 2023	Grant Deed, Transfer · Commercial Mortgage S&C KAPITAL LLC
Feb 16, 2023	Grant Deed, Transfer STEWART TITLE, STEWART TITLE OF CA INC
Feb 8, 2023	Grant Deed, Transfer STEWART TITLE, STEWART TITLE OF CA INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2024 · Amount on Record
Deed Sale	May 3, 2024 · Amount on Record
Prior Sale	Aug 3, 2023 · Amount on Record
Deed Book / Page	20240503 / 649
Prior Transfer Date	Feb 6, 2023
Prior Transfer Doc	2023001135
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2325 MORTENSEN CT, ELVERTA, CA 95626-9749
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2325 MORTENSEN CT, ELVERTA, CA 95626-9749

Mortgage

Document Number	0000000404
Date	Nov 24, 2025
Instrument	202511240404

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2325 MORTENSEN CT, ELVERTA, CA 95626-9749
Transaction Type	Mortgage
Record Updated	Jan 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2325 MORTENSEN CT, ELVERTA, CA 95626-9749

Mortgage

Document Number	0000000404
Date	Nov 24, 2025
Instrument	202511240404

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2325 MORTENSEN CT, ELVERTA, CA 95626-9749
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2325 MORTENSEN CT, ELVERTA, CA 95626-9749

Mortgage

Document Number	0000000404
Date	Nov 24, 2025
Instrument	202511240404

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

May 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 3, 2024
Property Address	2325 MORTENSEN CT, ELVERTA, CA 95626-9749
Document Number	0000000649
Map Reference	MB 152 PG 21
Instrument Date	Apr 29, 2024
Instrument	202405030649
Transaction Type	Transfer
Record Updated	May 15, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2325 MORTENSEN CT # B, B, ELVERTA, CA 95626-9749

Mortgage

Document Number	0000000650
Date	May 3, 2024
Instrument	202405030650

Lender

Name	CALIFORNIA LOAN ASSOCIATES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2325 MORTENSEN CT, ELVERTA, CA 95626-9749
Transaction Type	Mortgage
Record Updated	Dec 18, 2023
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2795 E BIDWELL ST 10025, 10025, FOLSOM, CA 95630-6480

Mortgage

Document Number	0000000888
Date	Dec 5, 2023
Instrument	202312050888

Lender

Name	S & C KAPITAL LLC
Type	Non-Lending Institution
Address	ELVERTA, CA 95626

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 3, 2023
Property Address	2325 MORTENSEN CT, ELVERTA, CA 95626-9749
Document Number	0000000425
Map Reference	MB 152 PG 21
Instrument Date	Aug 1, 2023
Instrument	202308030425
Transaction Type	Transfer
Record Updated	Aug 15, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2795 E BIDWELL ST # 10025, 10025, FOLSOM, CA 95630-6480

Mortgage

Document Number	0000000338
Date	Aug 4, 2023
Instrument	202308040338

Lender

Name	S&C KAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 16, 2023
Property Address	2325 MORTENSEN CT, ELVERTA, CA 95626-9749
Document Number	0000001139
Map Reference	MB 152 PG 21
Instrument Date	Feb 15, 2023
Instrument	2023021601139
Transaction Type	Transfer
Record Updated	Feb 28, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	831 DOGWOOD BND, MEADOW VISTA, CA 95722-9499
Investor	Possibly a Property Investor

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 8, 2023
Property Address	2325 MORTENSEN CT, ELVERTA, CA 95626-9749
Document Number	0000001135
Map Reference	MB 152 PG 21
Instrument Date	Feb 6, 2023
Instrument	2023020801135
Transaction Type	Transfer
Record Updated	Feb 20, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2240 DOUGLAS BLVD STE 180, 180, ROSEVILLE, CA 95661-3876

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Center Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$842,724 (+2%) Land $145,656 Building $697,068
2025	$9,225.00 (+3,103.13%)	$826,200 (+3,574.61%) Land $142,800 Building $683,400
2023	$288.00 (+0.7%)	$22,484 Land $22,484
2022	$286.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	15 (1986–2010)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Jul 2010 · other causes
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 6 claims Severe Storms & Flooding, Feb 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM - ANTELOPE private · serves 35,617 people · EPA ID CA3410031
Water Source	Purchased surface water from SACRAMENTO SUBURBAN WATER DISTRICT
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: unWired Broadband.

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