Hamilton County property record for 2325 Chartwell St, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,090 sqft · built 2005 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $390,000 (Apr 2019) |
| Tax Bill | $7,814 (2024) |
| Deeds & Mortgages | Jun 2019 Mortgage Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-28-041-029.000-018 |
| Primary APN | 29-09-28-041-029.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,090 sqft Living Area |
| Gross Area | 4,786 sqft |
| 1st Floor Area | 2,120 sqft |
| Basement Area | 1,940 sqft |
| Finished Basement | 970 sqft |
| Unfinished Basement | 970 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 726 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2325 CHARTWELL ST |
|---|---|
| City | CARMEL |
| State | IN |
| Zip | 46032-8383 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .17, SECTION 28, TOWNSHIP 18, RANGE 3, VILLAGE OF WESTCLAY, SECTION 5003, LOT 527 |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 28 |
| Legal Subdivision | VILLAGE OF WESTCLAY SECTION 5003 |
| Legal Lot Number | 527 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 111009 |
2325 Chartwell St is owned and occupied by an individual who bought it in April 2019.
Source: Hamilton County records, as of March 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2325 CHARTWELL ST, CARMEL, IN 46032-8383 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 24, 2019 | Deed of Trust, Mortgage · Commercial Mortgage HORIZON BANK |
| Apr 17, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage HORIZON BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2019 · Amount on File |
| Deed Sale | Apr 17, 2019 · Amount on File |
| Prior Sale | May 4, 2012 · Amount on File |
| Deed Document Number | 201915143 |
| Prior Transfer Date | Apr 8, 2019 |
| Prior Transfer Doc | 0000015143 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 2325 CHARTWELL ST, CARMEL, IN 46032-8383 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000027067 |
|---|---|
| Date | Jun 24, 2019 |
| Instrument | 2019027067 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | May 10, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Apr 17, 2019 |
| Property Address | 2325 CHARTWELL ST, CARMEL, IN 46032-8383 |
| Document Number | 2019015143 |
| Map Reference | DOC 200400050697 |
| Instrument Date | Apr 8, 2019 |
| Instrument | 2019015143 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Title Company | MERIDIAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2325 CHARTWELL ST, CARMEL, IN 46032-8383 |
| Document Number | 2019015144 |
|---|---|
| Date | Apr 17, 2019 |
| Instrument | 2019015144 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: Hamilton County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $752,100 (+9.8%) Land $186,000 Building $566,100 | $752,100 (+9.8%) Land $186,000 Building $566,100 | |
| 2024 | $7,814.00 (+7.16%) | $685,000 (+5.3%) Land $186,000 Building $499,000 | $685,000 (+5.3%) Land $186,000 Building $499,000 |
| 2023 | $7,292.00 (+12.08%) Homeowner's exemption | $650,500 (+14.22%) Land $93,800 Building $556,700 | $650,500 (+14.22%) Land $93,800 Building $556,700 |
| 2022 | $6,506.00 Homeowner's exemption | $569,500 Land $93,800 Building $475,700 | $569,500 Land $93,800 Building $475,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2325 Chartwell St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2325 Chartwell St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Xfinity.
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