2325 Beachcomber Trl, Atlantic Beach, FL 32233 Property Records

Duval County property record for 2325 Beachcomber Trl, Atlantic Beach, FL 32233

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,027 sqft · built 2024
Lot Size0.385 acres (16,761 sqft)
Owner2 Individual Names on Record
Last Sale$455,000 (Mar 2021)
Tax Bill$18,354 (2025)
Deeds & MortgagesMay 2022 Mortgage
Mar 2021 Sale & Line of Credit
Flood ZoneZone X (moderate risk)
APN169463-0150

Property Details

APN / Parcel Number

Primary APN169463-0150

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,027 sqft Living Area
Gross Area3,969 sqft
1st Floor Area2,053 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area16,761 sqft (0.385 acres)
Lot Dimensions168 ft deep x 90 ft wide
View / LotPond
Garage TypeAttached
Garage Area522 sqft
Pool Area4 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2325 BEACHCOMBER TRL
CityATLANTIC BEACH
StateFL
Zip32233-6608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeARS-1
Legal Description42-001 08-2S-29E 09-2S-29E 37-2S-29E OCEANWALK UNIT 1 LOT 73 O/R BK 6180-828
Legal Range29E
Legal Township02S
Legal Section37
Legal SubdivisionOCEANWALK UNIT 01
Legal Lot Number73
Legal Unit1
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE BEACHES
Census Block Group3
Census Block3013
Census Tract13906

Owner

Source: Duval County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2325 BEACHCOMBER TRL, ATLANTIC BEACH, FL 32233-6608
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 5, 2022Deed of Trust, Mortgage · Conventional Mortgage
WHITNEY BANK
Mar 24, 2021Warranty Deed, Transfer · Line of Credit
WHITNEY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 24, 2021 · Amount on Record
Deed SaleMar 24, 2021 · Amount on Record
Deed Document Number202176509
Deed Book / Page19647 / 1353
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address2325 BEACHCOMBER TRL, ATLANTIC BEACH, FL 32233-6608
Transaction TypeMortgage
Record UpdatedDec 1, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1809 1ST ST N, JACKSONVILLE BEACH, FL 32250-8400

Mortgage

Document Number0202631278
DateMay 5, 2022
Book Page20263/1278
Instrument2022119766
Lender
NameWHITNEY BANK
TypeBank
AddressGULFPORT, MS 39501
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2052
Interest
Rate TypeAdjustable Rate
Rate2.62%
Type Change DateMay 1, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change7.62%
IndexOther
Max Rate7.62%

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateMar 24, 2021
Property Address2325 BEACHCOMBER TRL, ATLANTIC BEACH, FL 32233-6608
Document Number0196471353
Book / Page19647 / 1353
Map ReferenceMB 42 PG 1&1A-1F
Instrument DateMar 18, 2021
Instrument2021076509
Transaction TypeTransfer
Record UpdatedDec 1, 2025
Title CompanyGIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,185.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1478 RIVERPLACE BLVD APT 1606, 1606, JACKSONVILLE, FL 32207-1844

Transferred To (Grantee/Buyer)

NameVerified Name
Address1809 1ST ST N UNIT 502, 502, JACKSONVILLE BEACH, FL 32250-8423

Mortgage

Document Number0196471355
DateMar 24, 2021
Instrument19647/1355
Lender
NameWHITNEY BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Duval County assessment roll, as of June 3, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityAtlantic Beach City
CountyDuval County
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,138,273 (+2.7%)$1,269,387 (+14.53%) Land $499,245 Building $770,142
2025$18,354.00 (+137.56%) Homeowner's exemption$1,108,348 (+177.09%) Land $450,000 Building $658,348$1,108,348 (+177.09%) Land $450,000 Building $658,348
2024$7,726.00 (+10.34%)
2023$7,002.00 (+13.91%)$400,000 (+9.59%) Land $400,000$400,000 (+9.59%) Land $400,000
2022$6,147.00$365,000 Land $365,000$365,000 Land $365,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 205 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies310 units insured
incl. 105 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATLANTIC BEACH WATER SYSTEM
serves 23,503 people · EPA ID FL2160200
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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