2325 12th St, Peru, IL 61354 Property Records

LaSalle County property record for 2325 12th St, Peru, IL 61354

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,236 sqft · built 1964
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Aug 2026)
Tax Bill	$4,887 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-17-119-015`

Property Details

APN / Parcel Number

Primary APN	`17-17-119-015`
Alternative APN	`16-17-132-015`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,236 sqft Total Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Street Address	2325 12TH ST
City	PERU
State	IL
Zip	61354-1603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MERTELS EVERGREEN PARK 2ND SUB, LT 7 SEC 17-33-1
Legal Range	01
Legal Township	33
Legal Section	17
Legal Subdivision	MERTELS EVERGREEN PARK 2ND SUB
Legal Lot Number	7
Jurisdiction	LASALLE IL
Township / Civil Division	PERU
Census Block Group	1
Census Block	1048
Census Tract	963100

Owner

2325 12th St is owned and occupied by an individual who bought it in August 2026.

Source: LaSalle County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2325 12TH ST, PERU, IL 61354-1603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Warranty Deed, Transfer · Conventional Mortgage SWIFT HOME LOANS INC
Dec 15, 2022	Warranty Deed, Transfer · Conventional Mortgage ILLINOIS VALLEY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2026 · Amount on File
Deed Sale	Aug 24, 2026 · Amount on File
Prior Sale	Dec 15, 2022 · Amount on File
Deed Document Number	20268908
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Aug 24, 2026
Property Address	2325 12TH ST, PERU, IL 61354-1603
Document Number	0000008908
Instrument Date	Aug 18, 2026
Instrument	20268908
Transaction Type	Transfer
Record Updated	Sep 11, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35,602.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2325 12TH ST, PERU, IL 61354-1603

Mortgage

Date	Aug 24, 2026

Lender

Name	SWIFT HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	7%
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Dec 15, 2022
Property Address	2325 12TH ST, PERU, IL 61354-1603
Document Number	0202215805
Instrument Date	Dec 12, 2022
Instrument	2022-15805
Transaction Type	Transfer
Record Updated	May 20, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$279.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2325 12TH ST, PERU, IL 61354-1603

Mortgage

Document Number	0202215806
Date	Dec 15, 2022
Instrument	2022-15806

Lender

Name	ILLINOIS VALLEY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 12, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2325 12th St was $4,887, up 5.6% from the year before.

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Peru Township
Municipality	Peru City
Secondary School District	LaSalle-Peru Township High School District 120 (09 - 12)
Elementary School District	Peru Elementary School District 124 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,887.00 (+5.64%)	$69,308 Land $7,454 Building $61,854	$207,924 Land $22,362 Building $185,562
2024	$4,626.00
2023		$59,963 (+35.23%) Land $6,449 Building $53,514	$179,889 (+35.23%) Land $19,347 Building $160,542
2022		$44,340 Land $8,810 Building $35,530	$133,020 Land $26,430 Building $106,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2325 12th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	12 (1979–2022)
Most Recent Claim	Jul 2022 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Aug 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2325 12th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU serves 9,896 people · EPA ID IL0990850
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: IVNet, Nextlink.

Nearby Properties on 12th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures