2324 W 8th St, Duluth, MN 55806 Property Records

St. Louis County property record for 2324 W 8th St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 834 sqft · built 1891
Lot Size	0.08 acres (3,501 sqft)
Owner	Individual Name on Record
Last Sale	$39,151 (Apr 2022)
Tax Bill	$2,300 (2026)
Deeds & Mortgages	May 2022 Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-1220-05950`

Property Details

APN / Parcel Number

Primary APN	`010-1220-05950`
Alternative APN	`1076058`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	834 sqft Gross Area
1st Floor Area	582 sqft

Exterior

Year Built	Built 1891
Effective Year Built	Effective 1891
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	3,501 sqft (0.08 acres)
Garage Area	440 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	35 sqft
Deck Area	72 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1076058
Street Address	2324 W 8TH ST
City	DULUTH
State	MN
Zip	55806-1543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 SERIAL #
Legal Subdivision	DULUTH PROPER SECOND DIVISION
Legal Block	169
Legal Lot Number	380
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1024
Census Tract	2400

Owner

Source: St. Louis County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	225 RATIKA RD, ESKO, MN 55733-9403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Deed of Trust, Mortgage · Commercial Mortgage SHARE ADVANTAGE CU
May 3, 2022	Deed of Trust, Mortgage · Commercial Mortgage SHARE ADVANTAGE CU
May 3, 2022	Deed of Trust, Mortgage · Commercial Mortgage SHARE ADVANTAGE CU
Apr 28, 2022	Commissioner's Deed, Foreclosure · Commercial Mortgage SHARE ADVANTAGE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2022 · Amount on Record
Deed Sale	Apr 28, 2022 · Amount on Record
Prior Sale	Aug 20, 2019 · Amount on Record
Deed Document Number	20221442049
Prior Transfer Date	May 26, 2009
Prior Transfer Doc	0001108461
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2324 W 8TH ST, DULUTH, MN 55806-1543
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2324 W 8TH ST, DULUTH, MN 55806-1543

Mortgage

Document Number	0001442338
Date	May 3, 2022
Instrument	1442338

Lender

Name	SHARE ADVANTAGE CU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Apr 1, 2037

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2324 W 8TH ST, DULUTH, MN 55806-1543
Transaction Type	Mortgage
Record Updated	Jul 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2324 W 8TH ST, DULUTH, MN 55806-1543

Mortgage

Document Number	0001442326
Date	May 3, 2022
Instrument	1442326

Lender

Name	SHARE ADVANTAGE CU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Apr 1, 2037

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2324 W 8TH ST, DULUTH, MN 55806-1543
Transaction Type	Mortgage
Record Updated	Jul 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2324 W 8TH ST, DULUTH, MN 55806-1543

Mortgage

Document Number	0001442338
Date	May 3, 2022
Instrument	1442338

Lender

Name	SHARE ADVANTAGE CU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Apr 1, 2037

April 2022: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 28, 2022
Property Address	2324 W 8TH ST, DULUTH, MN 55806-1543
Document Number	0001442049
Instrument Date	Mar 16, 2022
Instrument	1442049
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$129.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 ROBERT ST # N4TH, N4TH, SAINT PAUL, MN 55146-6000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	225 RATIKA RD, ESKO, MN 55733-9403

Mortgage

Document Number	0001442326
Date	Apr 28, 2022
Instrument	1442326

Lender

Name	SHARE ADVANTAGE CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2037

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,300.00 (+9.84%) Homeowner's exemption
2025	$2,094.00 (+1.36%) Homeowner's exemption	$136,100 (+14.76%) Land $13,200 Building $122,900	$136,100 (+14.76%) Land $13,200 Building $122,900
2024	$2,066.00	$118,600 (+20.28%) Land $15,900 Building $102,700	$118,600 (+20.28%) Land $15,900 Building $102,700
2022		$98,600 Land $14,000 Building $84,600	$98,600 Land $14,000 Building $84,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1985)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Airfiber, T-Mobile.

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