2324 S 4th St, Springfield, IL 62703 Property Records

Sangamon County property record for 2324 S 4th St, Springfield, IL 62703

Property Summary

Property Type	Single Family Home
Lot Size	0.14 acres (6,100 sqft)
Owner	Individual Name on Record
Last Sale	$87,000 (Sep 2014)
Tax Bill	$2,429 (2025)
Deeds & Mortgages	Jan 2022 Mortgage May 2009 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-04.0-481-015`

Property Details

APN / Parcel Number

Primary APN	`22-04.0-481-015`
Alternative APN	`22040481015 (CHECK DIGIT = 4)`

Exterior

Lot Area	6,100 sqft (0.14 acres)

Location & Zoning

Account Number	22040481015
Street Address	2324 S 4TH ST
City	SPRINGFIELD
State	IL
Zip	62703-3402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAYNES S SIDE ADDN 3RD PLAT L 11 B 27
Legal Subdivision	PAYNES S SIDE ADD
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	2
Census Block	2049
Census Tract	1800

Owner

Source: Sangamon County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2324 S 4TH ST, SPRINGFIELD, IL 62703-3402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Deed of Trust, Mortgage HUD
May 8, 2009	Deed of Trust, Mortgage · Stand-Alone First Mortgage TOWN & COUNTRY BANC MTG SVCS
Jan 26, 2012	Deed of Trust, Mortgage · Stand-Alone First Mortgage BANK OF SPRINGFIELD
Sep 18, 2014	Warranty Deed, Transfer · FHA Mortgage TOWN & COUNTRY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2014 · Amount on Record
Deed Sale	Sep 18, 2014 · Amount on Record
Prior Sale	May 1, 2002 · Amount on Record
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2324 S 4TH ST, SPRINGFIELD, IL 62703-3402
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R00304
Date	Jan 5, 2022
Instrument	2022R00304

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2324 S 4TH ST, SPRINGFIELD, IL 62703-3402
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2009R24467
Date	May 8, 2009
Instrument	2009R24467

Lender

Name	TOWN & COUNTRY BANC MTG SVCS
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2039

Interest

Rate Type	Fixed Rate

January 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2324 S 4TH ST, SPRINGFIELD, IL 62703-3402
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2012R02857
Date	Jan 26, 2012
Instrument	2012R02857

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 25, 2027

Interest

Rate Type	Fixed Rate

September 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Sep 18, 2014
Property Address	2324 S 4TH ST, SPRINGFIELD, IL 62703-3402
Document Number	2014R24696
Instrument Date	Sep 12, 2014
Instrument	2014R24696
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$130.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2014R24697
Date	Sep 18, 2014
Instrument	2014R24697

Lender

Name	TOWN & COUNTRY BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	2014R24698
Date	Sep 18, 2014
Instrument	2014R24698

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,429.00 (+18.95%)	$36,012 (+25.07%) Land $5,515 Building $30,497	$108,036 (+25.07%) Land $16,545 Building $91,491
2022	$2,042.00 Homeowner's exemption	$28,794 Land $4,458 Building $24,336	$86,382 Land $13,374 Building $73,008

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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