2324 Ross Cauthen Rd, Lancaster, SC 29720 Property Records

Lancaster County property record for 2324 Ross Cauthen Rd, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,560 sqft · built 1993
Lot Size	0.337 acres (14,695 sqft)
Owner	2 Individual Names on File
Last Sale	$129,500 (Jan 2018)
Tax Bill	$3,484 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0087N-0G-005.00`

Property Details

APN / Parcel Number

Primary APN	`0087N-0G-005.00`
Alternative APN	`17402`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,560 sqft Living Area
Gross Area	3,168 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft
Flooring	Carpet

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,695 sqft (0.337 acres)
Lot Dimensions	14.7 ft deep x 100 ft wide
Garage Area	600 sqft
Porch	Porch
Porch Area	128 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	17402
Street Address	2324 ROSS CAUTHEN RD
City	LANCASTER
State	SC
Zip	29720-4350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	100 X 147
Legal Subdivision	SMOKER
Legal Block	25
Legal Lot Number	25
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1039
Census Tract	10600

Owner

2324 Ross Cauthen Rd is owned and occupied by two individuals who bought it in January 2018.

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2324 ROSS CAUTHEN RD, LANCASTER, SC 29720-4350
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Nov 8, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jul 19, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Jan 24, 2018	Grant Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2018 · Amount on File
Deed Sale	Jan 24, 2018 · Amount on File
Deed Document Number	20181169
Deed Book / Page	1112 / 44
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	2324 ROSS CAUTHEN RD, LANCASTER, SC 29720-4350
Transaction Type	Mortgage
Record Updated	Dec 16, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2324 ROSS CAUTHEN RD, LANCASTER, SC 29720-4350
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016460
Date	Dec 5, 2025
Book Page	5477/139
Instrument	2025016460

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	635 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	266 Months
Due	Feb 1, 2048

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	2324 ROSS CAUTHEN RD, LANCASTER, SC 29720-4350
Transaction Type	Mortgage
Record Updated	Nov 20, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2324 ROSS CAUTHEN RD, LANCASTER, SC 29720-4350
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014043
Date	Nov 8, 2023
Book Page	5049/122
Instrument	2023014043

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	291 Months
Due	Feb 1, 2048

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	2324 ROSS CAUTHEN RD, LANCASTER, SC 29720-4350
Transaction Type	Mortgage
Record Updated	Jul 30, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2324 ROSS CAUTHEN RD, LANCASTER, SC 29720-4350

Mortgage

Document Number	0000014612
Date	Jul 19, 2021
Book Page	4467/117
Instrument	2021014612

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	319 Months
Due	Feb 1, 2048

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Jan 24, 2018
Property Address	2324 ROSS CAUTHEN RD, LANCASTER, SC 29720-4350
Document Number	0000001169
Book / Page	001112 / 000044
Instrument Date	Jan 24, 2018
Instrument	1169
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$479.15
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2324 ROSS CAUTHEN RD LANCASTER SC 297204350, LANCASTER, SC 29720-4350

Mortgage

Document Number	1170
Date	Jan 24, 2018
Book Page	003493/000235
Instrument	1170

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 23, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2324 Ross Cauthen Rd was $3,484, up 13.6% from the year before.

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,484.00 (+13.63%)	$10,640 Land $1,049 Building $9,591	$253,500 Land $25,000 Building $228,500
2024	$3,066.00 (+0.13%)
2023	$3,062.00	$9,252 Land $894 Building $8,358	$154,200 Land $14,900 Building $139,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2324 Ross Cauthen Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2324 Ross Cauthen Rd is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 61% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: RiverNet Connect.

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